QuoteIQ

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HVAC Cost Calculator

Price a new air conditioner by the ton, a full system, a furnace, a heat pump, a ductless mini-split by the zone, new ductwork, a tune-up, or a repair — set standard or high-efficiency equipment and get a 2026 install range in seconds. Then send it as a branded estimate before the homeowner calls the next contractor.

Quick Answer

A new HVAC system in 2026 runs $7,000–$16,000 installed for an AC-and-furnace pairing, with central air priced at roughly $1,500–$3,000 per ton, gas furnaces $3,500–$7,500, heat pumps $6,000–$15,000, and ductless mini-splits $2,000–$7,000 per zone. Service work prices far lower: a tune-up is $70–$200, a diagnostic service call $75–$200, most AC repairs $150–$1,500, and new ductwork $1,400–$5,600 — with high-efficiency (high-SEER2/AFUE) equipment running about 35% above builder-grade. The calculator below prices it instantly by unit, ton, or system, and QuoteIQ turns the result into a sendable, branded estimate — or an online self-quote your customers run themselves. Plans start at $29.99/mo.

Calculation is based on:

High-efficiency (high SEER2 / AFUE) equipment runs ~35% more

Select the work and enter a count for each line.

systems
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units
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homes
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How HVAC pricing is calculated

HVAC is priced three ways at once: big equipment is sold by the system or by the ton, replacement units (furnaces, mini-split zones) are flat per unit, and service work is priced per visit or per repair. The formula: units (or tons) × rate × efficiency factor = base price. Tonnage pricing wins for cooling because it scales with the home: a 3-ton condenser cools more square footage than a 2-ton, so it costs more to buy and to install. The calculator above uses the 2026 U.S. market ranges below; equipment brand, SEER2/AFUE rating, and your local labor market decide where you land inside each band.

Equipment / ServiceTypical 2026 rate (standard efficiency, installed)
Full HVAC system — AC + gas furnace$7,000 – $16,000
Full HVAC system — ducted heat pump$6,000 – $15,000
Central AC (per ton, installed)$1,500 – $3,000
Furnace replacement — gas$3,500 – $7,500
Furnace replacement — electric$1,900 – $5,600
Ductless mini-split (per zone)$2,000 – $7,000
Ductwork (replace / install, per home)$1,400 – $5,600
Tune-up / maintenance (per visit)$70 – $200
Service / diagnostic call (per visit)$75 – $200
AC / HVAC repair (per repair)$150 – $1,500

The cheap-equipment quote is the silent margin killer. Bidding a builder-grade 14-SEER2 condenser to win on price means eating the warranty callbacks, the refrigerant top-offs, and the early-failure replacement on your dime — price the efficiency tier the home actually needs and put line-set, electrical, permit, and disposal on the quote as line items, not as favors.

Three factors move every HVAC quote: sizing (an oversized system short-cycles and an undersized one never keeps up, so a Manual J load calc, not a guess, sets the tonnage), efficiency tier (a high-SEER2/AFUE system runs roughly 35% above builder-grade equipment, which is why the calculator’s High Efficiency toggle applies a 1.35 factor to equipment lines), and the install scope behind the box — new line set, electrical, permit, and the condition of the existing ductwork. Build your own rates from cost, not from the competitor down the road; the SBA’s guidance on managing finances is blunt: price every job to cover labor, materials, overhead, and profit.

The ticket price is not your margin

A $12,000 system install isn’t $12,000 of profit. Equipment cost, the crew’s day, the line set and electrical, the crane or lift for a rooftop unit, the permit, refrigerant, and the truck all come out first — and HVAC margins live or die on knowing your true cost per job before you quote, not after the season closes. Win the bid on a cut-rate price and the warranty callbacks quietly erase it.

If the schedule is packed but the bank account isn’t growing, the quotes weren’t the problem — untracked material cost and unbilled callback hours were. QuoteIQ Job Costing attaches equipment, labor, and material cost to every job so you see real margin per install, and the AI Estimator helps you build a priced quote in seconds.

From quote to install to paid, in one place

HVAC is a speed game: the first contractor with a clear number usually wins the no-cool call, especially in a July heat wave. Inside QuoteIQ, the price you just calculated becomes a branded estimate sent from the driveway, a job on the schedule, and an invoice the moment the system is running — and customer self-quoting puts this same calculator logic on your website so homeowners price their own replacement and book while you’re on a roof.

Because HVAC runs on tune-ups and emergency calls, route optimization orders the day’s stops into the smartest drive — more billable calls per tank, fewer dead miles — and Review Multiplier turns finished installs into Google reviews automatically. QuoteIQ is built for HVAC contractors among 50+ home service industries — and if you run other services too, try the free lawn care, pressure washing, and tree removal calculators, the detailing price list template, or browse all our free tools.

Comparing platforms before you commit? HVAC estimating software builds good-better-best system quotes with financing on one proposal, and QuoteIQ’s HVAC software ties estimates to dispatch, job costing, and maintenance-plan billing.

You priced the job. Now send it before the next contractor.

Turn this estimate into a branded, sendable quote in about 60 seconds — or put this calculator’s logic on your own website with customer self-quoting, then run the schedule, the invoice, and the review request without leaving QuoteIQ. Plans start at $29.99/mo.

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HVAC pricing questions, answered

A new HVAC system costs $7,000–$16,000 installed in 2026 for a matched AC-and-gas-furnace pairing, and $6,000–$15,000 for a ducted heat pump system, with most 2,000-sq-ft homes landing in the $8,000–$14,000 range. Priced by the piece, central AC runs $1,500–$3,000 per ton, a gas furnace $3,500–$7,500, and high-efficiency (high-SEER2/AFUE) equipment about 35% above builder-grade. The total depends on tonnage, efficiency tier, and whether the ductwork, line set, and electrical need work. Pick your equipment in the calculator above and the range updates instantly, then send it as a branded quote through QuoteIQ.

Central air conditioning runs $1,500–$3,000 per ton installed in 2026, so a typical 3-ton system lands around $4,500–$9,000 and a 5-ton around $7,500–$15,000, depending on SEER2 rating and install scope. Tonnage is the cooling capacity sized to the home — roughly one ton per 400–600 sq ft, confirmed by a Manual J load calc rather than guessed — and an oversized unit short-cycles while an undersized one never keeps up. Enter the tonnage in the calculator above, toggle standard or high efficiency, and the per-ton range updates instantly.

A furnace replacement costs $3,500–$7,500 for a gas unit and $1,900–$5,600 for an electric unit in 2026, installed with existing ductwork in good condition. A 96%-plus AFUE high-efficiency gas furnace sits at the top of the band, while a builder-grade 80% AFUE unit anchors the bottom. If the AC is also aging, replacing both together usually beats two separate visits because the crew, permit, and startup are shared. Select Furnace Replacement in the calculator above, choose gas or electric, and the range updates instantly.

A ducted heat pump system costs $6,000–$15,000 installed in 2026, versus $3,500–$7,500 for a gas furnace alone — but the comparison isn’t apples to apples, because a heat pump both heats and cools, replacing the furnace and the AC in one system. When both units are aging, a heat pump often consolidates two future replacements into one and may qualify for a federal efficiency tax credit, which can close the upfront gap. A ductless mini-split, by contrast, prices $2,000–$7,000 per zone and needs no ductwork. Compare a heat pump system against a furnace plus per-ton AC in the calculator above.

A diagnostic service call costs $75–$200 in 2026 to find the problem, and a seasonal tune-up runs $70–$200, with many contractors waiving the diagnostic fee if you approve the repair. Repairs themselves span $150–$1,500 depending on the part — a capacitor sits near the bottom, a compressor or coil near the top — and new ductwork runs $1,400–$5,600. Annual maintenance plans bundle two tune-ups for $120–$360 and protect the equipment warranty. Add a service call, tune-up, or repair to the calculator above and the range updates instantly.

Equipment is priced by the system or by the ton, replacement units like furnaces and mini-split zones are flat per unit, and service work is flat-rate per task or per diagnostic visit — most shops have moved off pure hourly billing to flat-rate books so the price is set before the tech starts. On top of the equipment go line set, electrical, permit, refrigerant, crane or attic access, and the efficiency tier the home needs. If you’re setting your own rates, build from cost — equipment, labor, overhead, and profit — then check against the market table on this page, and track real margin per install with QuoteIQ Job Costing.

QuoteIQ is the best software for HVAC contractors because it’s built for the speed this trade runs on: customer self-quoting puts an instant-price calculator on your own website so replacement leads book themselves, quotes send from the driveway, jobs stack on the schedule, invoices collect card payment the moment the system is running, and Review Multiplier turns finished installs into Google reviews automatically — all in one app rated 4.7 stars across 4,100+ reviews, serving HVAC among 50+ home service industries. Plans start at $29.99/mo, below comparable Jobber and Housecall Pro tiers and a fraction of ServiceTitan. Book a free demo to see it on your own pricing.

Yes — the calculator on this page is free to use and works on any phone or tablet, which matters since HVAC jobs get priced standing in the customer’s mechanical room or on the roof. Pick the equipment or service, toggle standard or high efficiency, and get an instant range; the first time you download or print an estimate, enter your first name and email once and it’s unlocked on this device for good. When you’re ready to send real branded quotes, QuoteIQ offers a 14-day free trial on every plan, and a credit or debit card is required to start. Start a trial or keep using the calculator as often as you like.

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