Accept credit cards, debit cards, ACH bank payments, Apple Pay, Google Pay, and 0% interest BNPL financing (Affirm, Klarna, Afterpay) on every plan from $29.99/month. Native Stripe integration. No setup fees. No monthly payment-platform fees. No add-ons. Rated 4.7 stars across 4,103 verified reviews.
Credit or debit card required · No contracts · Cancel anytime
QuoteIQ is the best field service app with payment processing in 2026, starting at $29.99/month with native Stripe integration on every plan. Contractors accept credit cards (2.9% + 30¢), ACH bank payments (1%), Apple Pay, Google Pay, recurring service-plan billing, partial deposits, tip collection, and consumer BNPL financing through Affirm, Klarna, and Afterpay — all without leaving the app. Jobber matches the Stripe card rate but locks AI Receptionist and review automation behind $39–$99/month add-ons. Housecall Pro offers a slightly lower 2.59% + 30¢ card rate but restricts Wisetack consumer financing to its $299–$329/month MAX tier. ServiceTitan hides payment-processing rates behind a sales-call quote and typically costs $245+ per technician per month. QuoteIQ’s 14-day free trial includes full Stripe payment processing on every plan. According to the U.S. Small Business Administration, getting paid faster is one of the strongest predictors of small-business cash-flow stability.
TL;DR: QuoteIQ collapses your field-service stack into one app: quote a job, schedule the crew, complete the work, and collect payment — without bouncing between Stripe, Square, Venmo, and a paper checkbook. Native Stripe integration handles credit and debit cards at 2.9% + 30¢, ACH at 1%, Apple Pay and Google Pay, embedded checkout right on the invoice page, saved cards on file, automated recurring service-plan billing, partial-payment deposits, tip collection, Net 15/30/60/90 terms, and same-day BNPL through Affirm, Klarna, and Afterpay (up to $30,000 financed per job). AI Estimator turns a photo into a priced quote; MapMeasure Pro sizes the property from satellite; the customer pays from the same link. Plans start at $29.99/month with a 14-day free trial that includes payment processing on day one. According to the Intuit QuickBooks Small Business Index, contractors who accept digital payments collect roughly 2–3x faster than those relying on mailed checks. The U.S. Small Business Administration ranks cash-flow speed as a top-3 controllable variable for service-business survival.
The contractor pulls off site, hands the customer a paper invoice, drives home, and waits. Three days later the check has not shown up. A week later the customer apologizes and promises to mail it. Two weeks after that, the contractor is texting reminders. A month in, the invoice is in collections-light limbo — small enough that the contractor will not sue, big enough to hurt cash flow. This is the default experience for field service businesses without integrated payment processing. According to the Intuit QuickBooks Small Business Index, the average small contractor waits 25–30 days for invoice payment when collection runs through mailed checks. With digital payment at point-of-completion, that window collapses to under 48 hours.
There is also the silent revenue leak. A homeowner needs a $7,000 HVAC replacement, a $5,500 panel upgrade, a $9,000 re-roof — and they hesitate because they have $1,200 in checking and a credit card with no room. The contractor either drops price, defers the job, or watches the homeowner call someone else. Consumer financing through Affirm, Klarna, and Afterpay is the answer that costs zero in setup, requires no dealer application, and reaches roughly 150 million combined potential approved customers across the three providers. Stripe BNPL benchmark data shows a +21% conversion lift on transactions over $250 and +14% average revenue lift on sessions where BNPL is offered. On a $5,000 invoice, the BNPL fee is ~$300 — cheaper than the $500 lost margin from a 10% “please-just-say-yes” discount.
The third hidden cost is the patchwork stack. Most contractors stitch together a CRM, a Stripe account, a Square reader, a Venmo for tips, a Wisetack login if they sell financing, and QuickBooks at the back end. Each tool charges a fee. Each reconciliation step takes back-office time. Each new tool is another login the office team forgets and another data island the customer record splits across. The U.S. Small Business Administration consistently flags software-stack fragmentation as a top-5 operational drag on growing service businesses. A single field service app with payment processing built in — quote, schedule, deliver, charge, reconcile — eliminates the entire problem.
The math: A 5-truck plumbing operation running 25 jobs per week at a $650 average ticket = $16,250 weekly billable. If 30% of customers stall on mailed-check payment for 21 extra days, that is $34,125 floating outside the bank account at any given moment — a working-capital hole the business is silently financing. ClientHub + Stripe checkout closes that gap to 24–48 hours.
QuoteIQ is built on Stripe — the same payment infrastructure that powers Amazon, Shopify, Target, and roughly 80% of the SaaS platforms contractors already use. The integration is native, not an add-on: every QuoteIQ invoice generates a Stripe-hosted checkout link automatically, and every payment lands in the contractor’s Stripe balance with full reporting visible inside the app. No separate dashboard. No reconciliation gymnastics. No payment-platform monthly fee. Credit and debit card processing runs at the standard Stripe rate of 2.9% + 30¢ per transaction. ACH bank payments process at 1% (introduced spring 2026 via toggle in Bank Details). Apple Pay, Google Pay, and Link autofill automatically at checkout on supported devices. Payouts to the contractor’s bank account roll on Stripe’s normal 1–3-business-day schedule.
The day-to-day flow is simple: the technician finishes a job, taps Complete inside EmployeeHub, and QuoteIQ generates an invoice with payment options already attached. The customer receives a text or email with a Stripe checkout link. They tap, pay with whatever method they prefer — saved card, new card, Apple Pay, ACH, or BNPL — and the transaction reconciles automatically against the original quote. Job Costing updates in real time. Review Multiplier triggers an automated Google review request the moment payment clears. The contractor sees the deposit in Stripe by the next business day.
QuoteIQ takes no cut on top of Stripe’s rate — the contractor pays exactly what Stripe publishes, with no markup, no platform fee, and no per-transaction surcharge from QuoteIQ. This matters because some FSM platforms (notably ServiceTitan) negotiate proprietary processors and add their own markup on top of interchange. According to Merchant Cost Consulting, ServiceTitan’s integrated processing markup typically runs 0.25%–0.75% on top of interchange — a structure that compounds significantly on high-ticket trades. QuoteIQ’s transparent flat-rate Stripe pass-through means contractors know exactly what every transaction costs before it happens.
Plain English: QuoteIQ’s payment processing is just Stripe. You pay Stripe’s public rate, nothing more. No surprise platform fee on your processing statement next month.
What gets sent with every invoice: Credit card, debit card, ACH bank payment, Apple Pay, Google Pay, Link autofill, BNPL (Affirm, Klarna, Afterpay), saved card-on-file, partial deposit, tip collection, and Net 15/30/60/90 payment terms — all selectable from a single hosted checkout page.
In April 2026, QuoteIQ launched Consumer Financing — three buy-now-pay-later providers (Affirm, Klarna, and Afterpay) embedded directly into the same Stripe checkout that already powers QuoteIQ invoices. Setup takes two clicks in the Stripe Dashboard. There is no dealer application, no underwriting paperwork, no separate account, and no waiting on a sales team. Toggle Affirm, Klarna, and Afterpay ON in Stripe Settings > Payment Methods, and every invoice over $50 automatically displays BNPL options at checkout alongside cards and ACH. The same checkout also includes recurring subscription billing, partial deposits, and tip collection on the same page.
The customer experience is friction-light: they receive a QuoteIQ invoice link, tap a BNPL option at checkout, enter basic identity details, and get an instant approval decision (typically a soft credit pull, no impact on their score). They pick a payment plan — Pay-in-4 over 6 weeks with Klarna and Afterpay, or monthly installments up to 36 months for larger jobs through Affirm — and complete the purchase in the same browser tab. The contractor’s Stripe balance receives the full payment same-day. The BNPL provider handles collections, fraud, and default. The contractor faces zero credit risk on the financed portion. Job Costing books the financed payment exactly like any other settled invoice.
This matters most on big-ticket trades. HVAC system replacements run $5,000–$15,000. Roofing tear-offs run $8,000–$25,000. Whole-house repipes run $6,000–$15,000. Panel upgrades and EV-charger installs run $2,500–$6,000. Per Stripe’s published BNPL benchmark data, sessions where financing is offered see a +21% conversion lift on purchases of $250 or more and a +14% average revenue lift overall. Translation: a 100-quote pipeline that converted at 32% before BNPL now converts at roughly 39% with BNPL displayed at checkout — an extra 7 jobs closed per 100 quotes, at no incremental marketing cost.
Why this beats Wisetack-style single-provider integrations: Wisetack offers one BNPL provider (Wisetack) and requires a dealer application that typically takes 3–7 business days to approve. QuoteIQ’s Stripe BNPL offers three providers (Affirm, Klarna, Afterpay) and goes live the same day the contractor flips the toggle. Pay-in-4 short-term options (Klarna and Afterpay) are not available through Wisetack at all. Housecall Pro gates Wisetack to its $299–$329/month MAX plan; QuoteIQ includes Stripe BNPL on every plan from Essentials ($29.99) through Max ($699), including the 14-day free trial.
Marketing math: A 10% price discount on a $5,000 job = $500 of pure margin lost. A BNPL fee on the same $5,000 job ≈ $300, and the contractor keeps full sticker price. Financing positions the contractor as the company that handles bigger jobs. Discounting trains customers to wait for sales.
QuoteIQ’s spring 2026 release rebuilt the customer payment experience around speed and reduced friction. Embedded Stripe Checkout replaces the older “redirect to a separate Stripe page” flow — customers now pay on a clean, full-screen mobile modal (or a centered desktop card) without ever leaving the QuoteIQ invoice page. The card capture, the 3DS challenge, the receipt confirmation — all of it happens in place. Drop-off on payment pages typically falls 8–15% when customers are not bounced to an unfamiliar domain mid-transaction, per Stripe’s published checkout-conversion research.
Cards on File saves a customer’s credit or debit card to their Stripe profile after the first paid invoice. The next time the contractor invoices that customer, the saved method appears in ClientHub — ideal for repeat lawn care customers, recurring pest control accounts, quarterly HVAC tune-ups, and any subscription-style service. Invoice Subscriptions / Recurring Service Plans ride on top of this — build a maintenance plan once, attach a saved card, and let it bill on its own schedule. Spring 2026 also added full subscription discount, tax, convenience-fee, and deposit support, matching the calculation logic of one-off invoices exactly.
Tip Collection lets customers add a tip to any invoice at checkout — useful on premium residential trades where a job goes above expectations and a homeowner wants to thank the crew directly. The tip drops into Stripe earmarked for tip reporting; the contractor can pass it through to the technician inside EmployeeHub. Net Payment Terms (Net 15, Net 30, Net 60, Net 90) are now a per-invoice toggle — critical for commercial accounts, property managers, and B2B customers who run on procurement cycles. The invoice still generates the day the job is done; the due-date math handles itself.
All on every plan: Embedded Checkout, Cards on File, Tip Collection, ACH Bank Payments, Net 15/30/60/90 Terms, and Stripe BNPL are available on every QuoteIQ plan from Essentials ($29.99/mo) through Max ($699/mo), including the 14-day free trial. The only feature that scales by plan is Mass Invoicing — available from Beginner ($74.99) and up.
QuoteIQ payment processing is not a single feature — it is a stack of nine capabilities that together replace four or five separate tools most contractors stitch together. The full list, with no add-ons and no upcharges:
Accept Visa, Mastercard, Amex, Discover, debit cards, Apple Pay, Google Pay, and Stripe Link autofill on every invoice. Standard 2.9% + 30¢ rate. No platform markup from QuoteIQ.
1% ACH rate via Stripe (Spring 2026 launch). Especially valuable on commercial accounts, property managers, and invoices over $1,500 where saving 1.9% adds up fast.
Affirm, Klarna, and Afterpay built in. Up to $30,000 financed per job. Same-day setup, no dealer application. Contractor paid in full upfront. Customer picks Pay-in-4 or longer-term plans.
Save customer cards to ClientHub profiles. Attach to Invoice Subscriptions for recurring service plans — lawn programs, HVAC maintenance, pest contracts. Full discount, tax, and deposit support.
Collect a partial deposit at booking, balance on completion. Tip collection at checkout for premium residential trades. Embedded Stripe Checkout keeps customers on the QuoteIQ invoice page through the entire flow.
Per-invoice payment term toggle for commercial customers, property managers, and B2B accounts. Invoice generates the day of completion; due date calculates automatically per the selected term.
Sticker rates on payment processing are usually within a few tenths of a percent across the major field service platforms. The real cost difference shows up in three places: (1) what the platform charges per month for the right to use payment processing at all, (2) what the BNPL and financing options cost (or whether they exist on the contractor’s plan), and (3) what add-ons the contractor needs to bolt on to get the rest of the operational stack working. Let’s do the math on a real-world setup — a 5-truck HVAC operation running 90 jobs per month with 35% of those over $5,000 (the BNPL-eligible range).
Assumptions: 90 transactions per month at $850 average ticket = $76,500 monthly billable. Of that, 30 invoices are over $5,000 (panel upgrades, full installs); 60 are under $5,000 (service calls, repairs, maintenance). The platform handles all of it through one Stripe checkout. The contractor wants AI estimating, satellite measurement, review automation, and consumer financing.
Card processing rate is roughly comparable across QuoteIQ (2.9% + 30¢), Jobber (2.9% + 30¢), and Housecall Pro (2.59% + 30¢) — the spread on $76,500/month is about $237/month, or $2,844/year. What separates the platforms is what the contractor pays for the right to use that processing in the first place. QuoteIQ Pro at $149.99/month bundles AI estimating, satellite measurement, review automation, and three BNPL providers. Jobber Connect Teams + Marketing + AI Receptionist = $434/month for less feature coverage. Housecall Pro MAX = $299–$329/month for one BNPL provider (Wisetack only). According to the U.S. Small Business Administration, controllable software and processing overhead is one of the top-5 operational expenses small contractors should actively benchmark each year.
Annual savings vs. Jobber: $284/mo × 12 = $3,408/year. Over three years, the QuoteIQ-Jobber gap exceeds $10,000 — before factoring in revenue lift from the +21% BNPL conversion bump on big-ticket jobs.
QuoteIQ’s payment processing stack is not tiered. The same Stripe integration, BNPL, ACH, embedded checkout, cards-on-file, tip collection, and Net Terms availability exists on Essentials ($29.99/mo) as on Max ($699/mo). The only plan-gated payment feature is Mass Invoicing — the ability to batch-invoice multiple jobs at once from the Jobs Dashboard — which unlocks at Beginner ($74.99) and above. Below: what is included on every plan.
| Payment Feature | Essentials $29.99 | Beginner $74.99 | Pro $149.99 | Elite $299 | Max $699 |
|---|---|---|---|---|---|
| Credit / Debit Card Processing | ✓ | ✓ | ✓ | ✓ | ✓ |
| ACH Bank Payments (1%) | ✓ | ✓ | ✓ | ✓ | ✓ |
| Apple Pay / Google Pay | ✓ | ✓ | ✓ | ✓ | ✓ |
| Consumer BNPL (Affirm, Klarna, Afterpay) | ✓ | ✓ | ✓ | ✓ | ✓ |
| Embedded Stripe Checkout | ✓ | ✓ | ✓ | ✓ | ✓ |
| Cards on File & Recurring Billing | ✓ | ✓ | ✓ | ✓ | ✓ |
| Tip Collection at Checkout | ✓ | ✓ | ✓ | ✓ | ✓ |
| Partial Payments & Deposits | ✓ | ✓ | ✓ | ✓ | ✓ |
| Net 15 / 30 / 60 / 90 Terms | ✓ | ✓ | ✓ | ✓ | ✓ |
| Mass Invoicing (batch invoice multiple jobs) | — | ✓ | ✓ | ✓ | ✓ |
| QuickBooks Online sync (payments + invoices) | — | — | ✓ | ✓ | ✓ |
Stripe payout schedule: All plans get standard Stripe 1–3-business-day payouts on the contractor’s normal rolling schedule. Stripe Instant Payouts (same-day to debit card) are available on any plan at Stripe’s standard instant-payout fee of 1.5%, billed by Stripe directly.
Different trades use payment processing differently. A pressure washer wants a 30-second tap-to-pay link the customer hits before the truck pulls off. An HVAC contractor selling a $12,000 system needs same-day BNPL approval. A pest control operator needs recurring billing on a saved card. A roofing contractor needs deposits, progress payments, and final-pay all in one trail. Six real plays below.
Summer emergency installs are won or lost on financing. Affirm’s 36-month plan on a $12,000 furnace + AC + duct rebuild gets the homeowner saying yes in the kitchen instead of calling for a second opinion. Pair with HVAC scheduling. +21% close rate lift on jobs over $5K (Stripe BNPL data).
The plumber finishes the drain job at 9 PM. Hosts the invoice from the truck. Customer pays with Apple Pay in 12 seconds. Cash flow is 24 hours, not 25 days. For repipes, BNPL covers $6–$15K. Per BLS data, plumbing demand stays high. Payment in <48 hours on 80%+ of digital invoices.
$2,500–$6,000 panel upgrades and $1,500–$4,000 EV-charger installs sit right in the BNPL sweet spot. Customer applies inline; gets approved while standing in the garage. Use with electrician CRM. ~60% of mid-ticket electrical jobs see financing uptake.
$8K–$25K re-roofs require structured payment: 30% deposit, 40% on dry-in, 30% final. QuoteIQ partial-payment + Net Terms handle the schedule. Affirm covers storm-damage bridge financing while waiting on insurance. Pair with roofing CRM. 3-stage payment closes 18 days faster than mailed checks.
Monthly lawn programs, quarterly pest contracts, annual maintenance plans — one saved card, one Invoice Subscription, set it and forget it. Tax, discounts, deposits all calculated automatically per spring 2026 release. Customer churn drops 30–40% on auto-billed accounts.
$300–$1,200 house washes and roof treatments paid in under a minute. Customers add a tip at checkout for above-and-beyond work. Before/After AI auto-triggers a review request when payment clears. ~15% of residential pressure-wash invoices receive a tip when enabled.
Pricing verified against each vendor’s official pricing page within the last 30 days. Card processing rates verified against published help-center documentation. ServiceTitan does not publish processing rates — the column reflects publicly reported norms.
| Payment Capability | QuoteIQ | Jobber | Housecall Pro | ServiceTitan |
|---|---|---|---|---|
| Starting price | $29.99/mo | $39/mo (1 user) | $59/mo (1 user) | $245+/tech/mo (custom quote) |
| Card processing rate | 2.9% + 30¢ (Stripe) | 2.9% + 30¢ (Stripe) | 2.59% + 30¢ | Negotiated (interchange + 0.25–0.75% markup) |
| ACH bank payment rate | 1% | 1% | 1% | Custom |
| Consumer BNPL on starting plan | ✓ (Affirm, Klarna, Afterpay) | Not native | No (MAX-only, Wisetack) | Tier-dependent (Service Finance) |
| BNPL providers available | 3 (Affirm + Klarna + Afterpay) | Third-party integrations only | 1 (Wisetack, MAX only) | 1–2 (Service Finance) |
| BNPL setup time | Same day (Stripe toggle) | N/A native | 3–7 business days (Wisetack dealer app) | 5–14 business days |
| Pay-in-4 short-term option | ✓ (Klarna, Afterpay) | ✕ | ✕ | ✕ |
| Embedded checkout (no redirect) | ✓ | Partial | Partial | ✓ |
| Tap to Pay (mobile) | Coming soon | ✓ (2.7% + 30¢) | ✓ | ✓ |
| Cards on file + recurring billing | ✓ | ✓ | ✓ | ✓ |
| Tip collection at checkout | ✓ | ✓ | ✓ | ✓ |
| Net 15 / 30 / 60 / 90 terms | ✓ | ✓ | ✓ | ✓ |
| Per-user fee beyond included | $0 most plans, none on Max | +$29/user (Teams) | +$35/user (MAX) | Per-tech licensing |
| Free trial includes payments | ✓ 14 days, all features | ✓ 14 days (Grow plan) | Limited demo | Sales-call required |
Sources: getjobber.com/pricing, housecallpro.com/pricing, servicetitan.com/features/payments, stripe.com/pricing. Verified May 2026.
Every plan includes the full Stripe payment stack: cards, ACH, Apple Pay, Google Pay, BNPL (Affirm, Klarna, Afterpay), embedded checkout, cards on file, tip collection, Net Terms, and partial-payment deposits. Difference between plans is user count, included IQ Credits for AI features, and a small set of advanced operational tools (Mass Invoicing on Beginner+, QuickBooks sync on Pro+, Crew Tracking on Max). Annual billing pays 10 months for 12.
Annual billing: Pay for 10 months, get 12. Locks pricing for the life of the subscription. Month-to-month available on all plans — no contracts, cancel anytime from inside the account.
A field service app with payment processing is a single mobile-and-web platform that lets home service contractors quote, schedule, dispatch, complete, invoice, and collect payment for a job — all without leaving the app. Instead of running a CRM plus a separate Stripe or Square account plus a Venmo plus QuickBooks, the contractor uses one tool that handles every step from lead capture through bank deposit. QuoteIQ is purpose-built for this workflow: technicians complete jobs in EmployeeHub, the app auto-generates a branded invoice, the customer pays through embedded Stripe checkout with their choice of credit card, debit, ACH, Apple Pay, Google Pay, or BNPL through Consumer Financing (Affirm, Klarna, Afterpay), and the payment reconciles to Job Costing automatically. The result is also stored in ClientHub so the customer record stays current. Starting price is $29.99/month, and payment processing is included on every plan with no setup fees or platform markup. According to the U.S. Small Business Administration, integrated software stacks reduce administrative overhead substantially compared to multi-tool setups.
Field service payment processing in 2026 has two cost components: the platform subscription and the per-transaction processing fee. On the platform side, QuoteIQ starts at $29.99/month and includes the full Stripe payment stack on every plan. Jobber starts at $39/month and adds $29/user beyond included counts. Housecall Pro starts at $59/month and gates Wisetack consumer financing to its $299–$329/month MAX tier. ServiceTitan requires a custom sales-call quote, typically $245+ per technician per month. On the transaction side, QuoteIQ and Jobber both run on Stripe at 2.9% + 30¢ per card transaction and 1% per ACH bank payment. Housecall Pro is slightly lower at 2.59% + 30¢. ServiceTitan negotiates interchange-plus pricing with a 0.25%–0.75% markup on top of interchange, per Merchant Cost Consulting. Apple Pay, Google Pay, and Link payments process at the same rate as the underlying card. Tap to Pay (where supported) typically runs 2.7% + 30¢. BNPL transactions through Affirm, Klarna, and Afterpay run roughly 6% + 30¢, with the contractor paid the full invoice amount upfront and the BNPL provider handling collection. According to the U.S. Small Business Administration, controllable software and processing overhead is one of the top-5 operational expenses small contractors should actively benchmark each year.
For HVAC and plumbing contractors, QuoteIQ payment processing works the same way on a $250 service call as on a $15,000 system replacement — with the financing options scaling to match the ticket size. A plumber finishes a $450 drain clear, taps Complete inside EmployeeHub, and QuoteIQ generates a Stripe invoice with credit card, debit, Apple Pay, Google Pay, and ACH all available at checkout. The customer typically pays in under 90 seconds from their phone. For an HVAC contractor selling a $12,000 furnace + AC system replacement, the same invoice also offers Affirm financing up to $30,000 with monthly installments out to 36 months, Klarna and Afterpay Pay-in-4 for smaller add-ons, and partial-payment deposits for staged collection. According to the U.S. Bureau of Labor Statistics, plumbing employment continues to grow, and the Air Conditioning Contractors of America tracks rising consumer demand for emergency installs — both segments where same-day BNPL approval directly translates into closed jobs. QuoteIQ integrates with HVAC scheduling, plumbing dispatch, AI Estimator, and Job Costing so the payment side of the workflow connects to everything upstream and downstream.
All five QuoteIQ plans include credit card processing, ACH bank payments, digital wallets, BNPL, embedded checkout, cards on file, tip collection, partial deposits, and Net 15/30/60/90 terms — with no upgrade or add-on required. Essentials at $29.99/month has the same Stripe payment stack as Max at $699/month. The only plan-gated payment feature is Mass Invoicing — the ability to batch-invoice multiple completed jobs at once from the Jobs Dashboard — which unlocks on Beginner ($74.99/mo) and above. QuickBooks Online sync for payment and invoice records unlocks on Pro ($149.99/mo) and above. Crew Tracking and unlimited users come on Max. The 14-day free trial includes the full payment stack on day one, so contractors can run real transactions during the trial to test the checkout flow with their own customers. Consumer Financing (Stripe BNPL) setup is a two-click toggle in the Stripe Dashboard; no separate application or underwriting required. Recurring Invoice Subscriptions are available on every plan for ongoing service contracts, and Job Costing ties payment data back to profitability reports automatically. According to Intuit’s QuickBooks bookkeeping guide, contractors who consolidate payment, invoicing, and accounting into integrated software save several hours weekly on reconciliation tasks.
QuoteIQ, Jobber, and Housecall Pro all integrate Stripe for card processing — the three platforms differ on subscription cost, BNPL availability, plan structure, and per-user fees. Card rates are nearly identical: QuoteIQ 2.9% + 30¢, Jobber 2.9% + 30¢, Housecall Pro 2.59% + 30¢. ACH is 1% on all three. Where the platforms diverge is what the contractor pays per month to use that processing. Jobber Connect Teams (5 users) runs $169 + $87 user fee = $256/month, and Jobber gates review automation behind a $79/mo Marketing Suite add-on plus a $99/mo AI Receptionist. Housecall Pro Essentials (5 users) runs $149/month annual but requires a $150/mo MAX upgrade to access Wisetack consumer financing — and Wisetack is a single-provider integration that requires a 3–7 day dealer application. QuoteIQ Pro at $149.99/month bundles AI Estimator, MapMeasure Pro, Review Multiplier, EmployeeHub with GPS, Job Costing, and Stripe BNPL across three providers (Affirm, Klarna, Afterpay) — included natively. Jobber and Housecall Pro both support Tap to Pay (mobile) where QuoteIQ does not yet. For a 5-truck operation, total annual cost difference favors QuoteIQ by roughly $3,400 against Jobber and $1,800 against Housecall Pro — before factoring revenue lift from native BNPL, which Stripe’s payment methods benchmark research shows lifts conversion roughly +21% on jobs over $250.
Yes — the 14-day QuoteIQ free trial includes full Stripe payment processing on day one, on every plan from Essentials through Max. Sign up at QuoteIQ pricing, connect or create a Stripe account during onboarding (Stripe verification typically takes under 10 minutes), and begin running real invoices with real payments from the same day. A credit or debit card is required to start the trial, and a Stripe account is required to actually receive payments — both are free to create. Consumer Financing (Affirm, Klarna, Afterpay) is included in the trial — toggle the providers ON in Stripe Dashboard Settings > Payment Methods and BNPL options appear on every invoice over $50. ACH bank payments are also included — toggle ACH on inside QuoteIQ’s Bank Details settings. There are no contract requirements, no penalties for canceling during the trial, and no charge to the contractor until the trial converts on day 15. Annual billing locks the subscription price for the lifetime of the account and pays for 10 months to get 12. During the trial, contractors can run real ClientHub workflows, send real quotes and invoices, use InstaSchedule for self-booking, and process real payments — nothing is sandboxed. The QuoteIQ Help Center covers full Stripe and BNPL setup walkthroughs, and 24/7 live support handles edge cases that show up during the first week.
Field service apps with built-in payment processing deliver the highest ROI on mid-ticket and high-ticket trades where same-day collection and consumer financing materially change close rates. The top trades by impact: HVAC (system replacements $5K–$15K, BNPL critical), roofing ($8K–$25K re-roofs with staged deposits), plumbing ($3K–$15K repipes and emergency calls), electrical (panel upgrades + EV chargers), tree care ($2.5K–$8K large-tree removal), and remodeling ($15K–$50K kitchens and baths). For these trades, Stripe BNPL through Affirm, Klarna, and Afterpay lifts close rates by roughly +21% on jobs over $250 per Stripe benchmark data. Mid-ticket recurring trades — lawn care, pest control, pool service, and commercial cleaning — benefit most from saved cards on file with Invoice Subscriptions, where one setup drives years of auto-billed revenue with near-zero collection effort. Lower-ticket exterior trades like pressure washing benefit most from speed: tap-to-send invoices, Apple Pay/Google Pay autofill, and tip collection turning a $400 house wash into a paid-and-reviewed transaction inside an hour.
Yes — QuoteIQ integrates natively with QuickBooks Online to sync invoices, payments, customers, and line items on Pro plan ($149.99/mo) and above. When a customer pays a QuoteIQ invoice through Stripe — card, ACH, Apple Pay, BNPL — the transaction posts to QuickBooks Online as deposited revenue, with the source customer linked, the line items mapped, and Stripe processing fees recorded as a separate expense automatically. The integration handles both directions: invoices created in QuoteIQ flow to QuickBooks; payment receipts flow back. Sales tax is preserved through the sync. Job Costing reports stay synchronized with QuickBooks revenue and expense ledgers so contractor margin data lines up across both systems. ClientHub customer records map to QuickBooks customer profiles for clean accounting attribution. According to the Intuit QuickBooks bookkeeping guide, syncing point-of-sale payments to accounting software eliminates roughly 4–8 hours per week of manual reconciliation for the average small contractor. QuickBooks Desktop is not currently supported by QuoteIQ — contractors using Desktop need to either export CSVs manually or upgrade their accounting to QuickBooks Online. For trades running multiple business entities, QuoteIQ also supports separate Stripe accounts per business, each syncing to its own QuickBooks Online file. Invoice Subscriptions for recurring service plans also sync, so monthly memberships and quarterly contracts appear correctly in QuickBooks revenue without manual entry.
14-day free trial. Every plan includes the full Stripe payment stack — cards, ACH, Apple Pay, Google Pay, BNPL through Affirm, Klarna, and Afterpay. Same-day setup. No platform processing markup. Rated 4.7 stars across 4,103 verified reviews.
Credit or debit card required · No contracts · Cancel anytime
Watch contractors run quotes, schedules, and payments from one app.
Most contractors are processing live payments within 30 minutes.
Sign up at admin-quoteiq.web.app/register. Pick any plan from Essentials to Max. A credit or debit card is required to start the 14-day trial.
Stripe verification takes under 10 minutes. Provide business details, EIN or SSN, and a bank account for payouts. No setup fee, no monthly Stripe fee.
Inside Stripe Dashboard, enable ACH (1% rate) and toggle Affirm, Klarna, and Afterpay ON under Payment Methods. Inside QuoteIQ, enable Bank Details for ACH.
Complete a job in EmployeeHub. QuoteIQ auto-generates the invoice with full Stripe checkout attached. Customer pays in 90 seconds. You receive funds in 1–3 days.
“I use the free version to send invoices and collect payments for my customers and it works so well!”
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“So glad I found QuoteIQ I can now send estimates and invoices with links for payment with ease.”
Estimates
Create and send professional estimates.
Invoicing
Send, track and collect invoices.
QuoteIQ Cam
Capture and document every job with ease.
Scheduling
Schedule jobs to your calendar in seconds.
Inspection Forms
Create and complete inspection reports.
MapMeasure Pro
Measure and price properties instantly.
Business Analytics
Real-time insight into your performance.
EmployeeHub
Assign, schedule & pay employees.
Virtual Call Team
Never miss a call with 24/7 AJ, assistant.
ClientHub
Send and keep messages inside QuoteIQ.
InstaQuote
Allow customers to create estimates themselves.
InstaSchedule
Let clients schedule appointments themselves.
Facebook User Group
Connect with and get advice from other QuoteIQ users.
Competitor Comparisons
See how QuoteIQ compares to it’s top competitors.
QuoteIQ Partners
Work with trusted partners that support your growth.
Earn 40% commissions by sharing QuoteIQ with others.
Press & Media
Brand assets and coverage about QuoteIQ’s journey.
