QuoteIQ handles every way a contractor gets paid — credit cards, ACH bank transfers, Apple Pay, Google Pay, Tap to Pay in the field, and card readers. Powered by Stripe. Embedded checkout. Automated reminders. Available on every plan.
Online payments through invoice links, in-person payments on the job site, and ACH bank transfers for commercial clients. All powered by Stripe.
No more redirecting customers to a separate Stripe page. QuoteIQ’s embedded checkout opens directly on the invoice page — full-screen on mobile, centered modal on desktop. Fewer clicks means fewer abandoned payments.
Embedded Checkout
No redirect • Full-screen on mobile • Order summary
For commercial clients and bigger jobs, ACH bank transfers mean significantly lower processing fees compared to credit cards. Toggle ACH on from your Bank Details settings in QuoteIQ, and customers see it as a payment option on every invoice.
ACH Bank Transfers
Lower fees • Commercial-friendly • One toggle to enable
Finish a job, pull up the invoice on your phone, and the customer taps their card or phone on your device to pay. No card reader hardware needed — Tap to Pay uses your phone’s built-in NFC. Or connect a Stripe card reader for swipe, chip, and contactless payments.
Tap to Pay
NFC on your phone • Card reader optional • Instant recording
QuoteIQ sends automated payment reminders on your schedule — an hour, a day, a week, a month after the invoice is sent. Customize the timing. And with Cards on File, returning customers have their saved payment methods linked to their Stripe account and visible directly on their Client Portal profile.
Automated Reminders
Custom timing • Cards on file • Net terms
Convert estimates to invoices in one click. Payment buttons embedded directly on every invoice.
Payments feed directly into job profitability. See real-time profit as payments come in.
Send invoice links via text or call. Customers pay from the link without downloading anything.
Track revenue, outstanding invoices, collection rates, and payment trends on your dashboard.
Payments sync to QuickBooks automatically. No double entry.
Recurring billing with automatic payment collection for repeat customers.
| Feature | QuoteIQ | Jobber | Housecall Pro |
|---|---|---|---|
| Credit/Debit Cards | ✓ All plans | ✓ All plans | ✓ All plans |
| ACH Bank Transfers | ✓ All plans | ✓ All plans | ✓ All plans |
| Apple Pay / Google Pay | ✓ All plans | Partial | Partial |
| Tap to Pay (NFC) | ✓ All plans | ✓ All plans | ✓ All plans |
| Embedded Checkout | ✓ No redirect | ✗ Redirects to Stripe | ✗ Redirects |
| Cards on File | ✓ Built-in | ✓ Available | ✓ Available |
| Tip Collection | ✓ All plans | Partial | ✓ Available |
| Starting Price | $29.99/mo | $39/mo | $49/mo |
QuoteIQ is the only field service CRM with a full AI suite — estimating, photo generation, natural language control, automated text, and 24/7 AI call answering. All powered by IQ Credits on every plan.
Upload a photo, answer 5 smart questions, get a market-accurate estimate with confidence scoring in 30 seconds.
All PlansGenerate realistic before & after photos to attach to estimates and invoices. Boost approvals by 64%.
All PlansControl your entire CRM with natural language. Create estimates, send invoices, text customers — just tell it what to do.
All PlansAI answers your calls 24/7, qualifies leads, takes messages, and makes outbound calls. Every call recorded and transcribed.
All PlansGenerate professional messages, estimate descriptions, and customer communications with one tap inside any text field.
All PlansThe full AI toolkit in one view — AI Estimator, Before & After Generator, and AI Text Generator working together.
All PlansQuoteIQ accepts credit cards (Visa, Mastercard, Amex, Discover), debit cards, ACH bank transfers, Apple Pay, Google Pay, Tap to Pay (NFC), and Stripe card readers for in-person swipe, chip, and contactless payments. You can also record cash and check payments manually in the app.
Yes. QuoteIQ supports ACH bank transfer payments through Stripe. Toggle it on from your Bank Details settings, and customers will see ACH as a payment option on every invoice. ACH is especially valuable for commercial clients and larger invoices because the processing fees are significantly lower than credit card fees.
Tap to Pay uses your phone’s built-in NFC chip — no extra hardware needed. Pull up the invoice in the QuoteIQ app, select Tap to Pay, and the customer taps their credit card, debit card, or phone (Apple Pay/Google Pay) on your device. Payment is recorded instantly on the invoice. You can also use a Stripe card reader for swipe and chip payments.
All QuoteIQ plans include online payments — from Essentials ($29.99/mo) through Max ($699/mo). Credit cards, ACH, Apple Pay, Google Pay, Tap to Pay, and card readers are all included on every plan at no additional cost beyond standard Stripe processing fees.
QuoteIQ uses Stripe for payment processing. There are no monthly payment fees from QuoteIQ — you only pay standard Stripe transaction fees. Payouts arrive in your bank account within 1-3 business days.
Yes. QuoteIQ sends automated payment reminders on a customizable schedule — an hour, a day, a week, or a month after the invoice is sent. You can also set Net Payment Terms (Net 15, Net 30, Net 60, Net 90) on individual invoices for commercial clients.
QuoteIQ’s embedded Stripe checkout keeps customers on the invoice page — no redirect to a separate Stripe page. This reduces payment abandonment. Jobber and Housecall Pro redirect customers away from the invoice to complete payment, adding friction to the process.
Yes. Every QuoteIQ plan includes a 14-day free trial with full access to all payment features — credit cards, ACH, Apple Pay, Google Pay, Tap to Pay, automated reminders, and embedded checkout. Credit or debit card required to start.
Join 40,000+ contractors who collect payments directly through QuoteIQ.
Book Your Free Demo →Start your 14-day free trial on any plan. Credit or debit card required. All payment features included on every plan.
Connect your Stripe account in QuoteIQ settings. If you don’t have Stripe, you can create one during setup.
Enable ACH bank transfers from Bank Details settings. Toggle on Tap to Pay for in-person payments.
Send an invoice and get paid. Customers pay via embedded checkout with card, ACH, Apple Pay, or Google Pay.
20+ year service business owner, Citadel graduate, published author, and YouTube educator with 580,000+ subscribers teaching contractors how to start, grow, and scale home service businesses.
Read Expert Profile →Serial entrepreneur and creator of Forever Self Employed with 700,000+ YouTube subscribers. Background in Facebook advertising and lead generation for home service businesses.
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