QuoteIQ

Get Paid on the Spot. Or from Anywhere.

QuoteIQ handles every way a contractor gets paid — credit cards, ACH bank transfers, Apple Pay, Google Pay, Tap to Pay in the field, and card readers. Powered by Stripe. Embedded checkout. Automated reminders. Available on every plan.

Credit & Debit Cards ACH Bank Transfers Tap to Pay Apple Pay & Google Pay
QuoteIQ Invoice #1047 AWAITING PAYMENT

Amount Due

$1,247.00

Driveway & Patio Pressure Wash — Johnson Residence

Pay with Apple Pay
Pay with Card
Pay with ACH Bank Transfer
Powered by Stripe 🔒 Secure checkout
6+
Payment Methods Accepted
4x
Faster Than Checks
1-3 Days
Payout Speed to Your Bank
$0
Monthly Payment Fees
Every Way to Get Paid

QuoteIQ Accepts Every Payment Method Your Customers Use

Online payments through invoice links, in-person payments on the job site, and ACH bank transfers for commercial clients. All powered by Stripe.

🌐 Online Payments (via Invoice Link)

  • Credit and debit cards (Visa, Mastercard, Amex, Discover)
  • ACH bank transfers — lower fees for large invoices
  • Apple Pay and Google Pay
  • Embedded Stripe checkout — no redirect to a separate page

📱 In-Person Payments (On the Job)

  • Tap to Pay — customer taps card or phone on your device
  • Stripe card reader — swipe, chip, or contactless
  • Cash — mark as cash payment in QuoteIQ
  • Check — mark as check payment in QuoteIQ
Embedded Stripe Checkout

Customers Pay Right on the Invoice Page

No more redirecting customers to a separate Stripe page. QuoteIQ’s embedded checkout opens directly on the invoice page — full-screen on mobile, centered modal on desktop. Fewer clicks means fewer abandoned payments.

  • Checkout order summary shows line items before paying
  • Supports partial payments and deposits
  • Customers can add a tip when paying online
  • Instant notification when customer pays
💳

Embedded Checkout

No redirect • Full-screen on mobile • Order summary

ACH Bank Transfers

Lower Fees on Large Invoices with ACH

For commercial clients and bigger jobs, ACH bank transfers mean significantly lower processing fees compared to credit cards. Toggle ACH on from your Bank Details settings in QuoteIQ, and customers see it as a payment option on every invoice.

  • Lower processing fees than credit card payments
  • Ideal for commercial clients and invoices over $1,000
  • Toggle on from Bank Details settings — one-time setup
  • Powered by Stripe — same security, same payout speed
🏦

ACH Bank Transfers

Lower fees • Commercial-friendly • One toggle to enable

Tap to Pay

Collect Payment in the Driveway

Finish a job, pull up the invoice on your phone, and the customer taps their card or phone on your device to pay. No card reader hardware needed — Tap to Pay uses your phone’s built-in NFC. Or connect a Stripe card reader for swipe, chip, and contactless payments.

  • Tap to Pay uses your phone — no extra hardware
  • Stripe card reader supports swipe, chip, and contactless
  • Payment recorded instantly on the invoice — no manual entry
  • Works with QuoteIQ Invoicing and Invoice Subscriptions
📲

Tap to Pay

NFC on your phone • Card reader optional • Instant recording

Never Chase a Payment Again

Automated Reminders and Cards on File

QuoteIQ sends automated payment reminders on your schedule — an hour, a day, a week, a month after the invoice is sent. Customize the timing. And with Cards on File, returning customers have their saved payment methods linked to their Stripe account and visible directly on their Client Portal profile.

  • Customizable reminder timing — hour, day, week, or month
  • Cards on File — saved payment methods on customer profiles
  • Net Payment Terms — Net 15, Net 30, Net 60, Net 90
  • Pairs with Email & Text Automation for follow-up sequences
🔔

Automated Reminders

Custom timing • Cards on file • Net terms

Everything Payments Connects To

Payments Work With Your Entire QuoteIQ Workflow

Invoicing

Convert estimates to invoices in one click. Payment buttons embedded directly on every invoice.

Job Costing

Payments feed directly into job profitability. See real-time profit as payments come in.

ClientHub

Send invoice links via text or call. Customers pay from the link without downloading anything.

Business Analytics

Track revenue, outstanding invoices, collection rates, and payment trends on your dashboard.

QuickBooks Integration

Payments sync to QuickBooks automatically. No double entry.

Invoice Subscriptions

Recurring billing with automatic payment collection for repeat customers.

Payment Comparison

QuoteIQ Payments vs. The Competition

FeatureQuoteIQJobberHousecall Pro
Credit/Debit Cards✓ All plans✓ All plans✓ All plans
ACH Bank Transfers✓ All plans✓ All plans✓ All plans
Apple Pay / Google Pay✓ All plansPartialPartial
Tap to Pay (NFC)✓ All plans✓ All plans✓ All plans
Embedded Checkout✓ No redirect✗ Redirects to Stripe✗ Redirects
Cards on File✓ Built-in✓ Available✓ Available
Tip Collection✓ All plansPartial✓ Available
Starting Price$29.99/mo$39/mo$49/mo

Frequently Asked Questions

QuoteIQ accepts credit cards (Visa, Mastercard, Amex, Discover), debit cards, ACH bank transfers, Apple Pay, Google Pay, Tap to Pay (NFC), and Stripe card readers for in-person swipe, chip, and contactless payments. You can also record cash and check payments manually in the app.

Yes. QuoteIQ supports ACH bank transfer payments through Stripe. Toggle it on from your Bank Details settings, and customers will see ACH as a payment option on every invoice. ACH is especially valuable for commercial clients and larger invoices because the processing fees are significantly lower than credit card fees.

Tap to Pay uses your phone’s built-in NFC chip — no extra hardware needed. Pull up the invoice in the QuoteIQ app, select Tap to Pay, and the customer taps their credit card, debit card, or phone (Apple Pay/Google Pay) on your device. Payment is recorded instantly on the invoice. You can also use a Stripe card reader for swipe and chip payments.

All QuoteIQ plans include online payments — from Essentials ($29.99/mo) through Max ($699/mo). Credit cards, ACH, Apple Pay, Google Pay, Tap to Pay, and card readers are all included on every plan at no additional cost beyond standard Stripe processing fees.

QuoteIQ uses Stripe for payment processing. There are no monthly payment fees from QuoteIQ — you only pay standard Stripe transaction fees. Payouts arrive in your bank account within 1-3 business days.

Yes. QuoteIQ sends automated payment reminders on a customizable schedule — an hour, a day, a week, or a month after the invoice is sent. You can also set Net Payment Terms (Net 15, Net 30, Net 60, Net 90) on individual invoices for commercial clients.

QuoteIQ’s embedded Stripe checkout keeps customers on the invoice page — no redirect to a separate Stripe page. This reduces payment abandonment. Jobber and Housecall Pro redirect customers away from the invoice to complete payment, adding friction to the process.

Yes. Every QuoteIQ plan includes a 14-day free trial with full access to all payment features — credit cards, ACH, Apple Pay, Google Pay, Tap to Pay, automated reminders, and embedded checkout. Credit or debit card required to start.

Stop Chasing Checks. Start Getting Paid Instantly.

Join 40,000+ contractors who collect payments directly through QuoteIQ.

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How to Start Accepting Payments with QuoteIQ

1

Start your 14-day free trial on any plan. Credit or debit card required. All payment features included on every plan.

2

Connect your Stripe account in QuoteIQ settings. If you don’t have Stripe, you can create one during setup.

3

Enable ACH bank transfers from Bank Details settings. Toggle on Tap to Pay for in-person payments.

4

Send an invoice and get paid. Customers pay via embedded checkout with card, ACH, Apple Pay, or Google Pay.

Built by Contractors

Who Built QuoteIQ

Mike Vidan
Co-Founder, QuoteIQ

20+ year service business owner, Citadel graduate, published author, and YouTube educator with 580,000+ subscribers teaching contractors how to start, grow, and scale home service businesses.

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Justin Rogers
Co-Founder, QuoteIQ

Serial entrepreneur and creator of Forever Self Employed with 700,000+ YouTube subscribers. Background in Facebook advertising and lead generation for home service businesses.

Read Expert Profile →