Hearth helps your customers pay for the job. QuoteIQ helps you win, run, and complete the job. Hearth has zero field operations, zero property tools, zero AI (unless you pay extra), and zero customer communication — 30 features it simply does not offer. The largest gap of any competitor we’ve analyzed.
Hearth (by Shogun Enterprises Inc.) is primarily a customer financing marketplace that lets contractors offer homeowner loans from $1,000 to $250,000 with no dealer fees. The quoting, invoicing, payments, and scheduling features are secondary — built around the financing engine. Hearth requires annual-only contracts with a $99 setup fee, offers no free trial, and has faced significant customer support complaints in 2025. QuoteIQ is an all-in-one field service management CRM built specifically for home service contractors — month-to-month billing, 14-day free trial, and 30 features Hearth does not offer at any price. That’s the largest feature gap of any competitor we’ve analyzed.
Hearth requires annual contracts only — no monthly billing option. All plans include a $99 one-time setup fee. QuoteIQ is month-to-month, cancel anytime.
At every tier, QuoteIQ delivers dramatically more features for equal or lower cost — with no annual lock-in.
Hearth Essentials doesn’t even include quotes, contracts, or marketing tools.
QuoteIQ Elite includes routing, GPS, dispatching, inventory — none available on Hearth.
Hearth’s strength is customer financing. QuoteIQ’s strength is everything else a contractor needs to run their business.
The largest feature gap of any competitor we’ve analyzed. These are features QuoteIQ includes that Hearth does not offer at any price, on any plan.
Customer financing is genuinely valuable for high-ticket trades. Here’s an honest look at where each platform leads.
QuoteIQ was built by two service business owners who tried every tool on the market — including financing-first platforms — and built the all-in-one CRM they wished existed.
Former U.S. Army veteran and contractor who grew a pressure washing business from zero to six figures. With 580,000+ YouTube subscribers, Mike is one of the most trusted voices in the home service industry. He built QuoteIQ because no existing tool covered everything a contractor needs in one place.
Read Full Profile →Service business entrepreneur and content creator who built and scaled multiple contracting companies. With 743,000+ YouTube subscribers on ForeverSelfEmployed, Justin has helped thousands of contractors grow their businesses. He co-founded QuoteIQ to eliminate the multi-tool patchwork most contractors rely on.
Read Full Profile →“I hesitated at the price, but the support team & constant updates made me feel valued and confident in using it.”
“The fact that all of this is in one place saves so much time and hassle.”
“From scheduling to invoicing, this app handles everything, making home service businesses grow faster.”
See why 40,000+ contractors choose QuoteIQ as their all-in-one business platform.
No annual contract, no setup fee, no commitment. Start your free trial and see the difference before Hearth’s next renewal hits.
Answers to the most common questions contractors ask when comparing these platforms.
Hearth helps your customers pay. QuoteIQ helps you win, schedule, complete, invoice, and get paid — with 30 features no financing platform can match. Start your 14-day free trial and run your entire business from one platform.
All plans include 14-day free trial. Credit or debit card required. Month-to-month. Cancel anytime. No setup fees.
The pricing, features, and integration details on this page reflect what was publicly available and accurate as of April 2026. This is an independent comparison and we strongly encourage readers to confirm current information directly with each software provider before making any decisions.