Movers get paid in pieces: a deposit, a final balance, sometimes a tip. We compared ten invoicing tools on how each one handles passing the card fee to the customer, what they publish about price, and where the fee controls run out.
The best invoicing software with card fee pass-through for moving companies in 2026 is QuoteIQ. It covers the whole path from estimate to payment from $29.99 a month: deposits that carry from the estimate to the invoice, partial payments, pay links by text or email, tips, recurring invoices and a convenience fee on invoices. QuoteIQ’s public pages say little about how that fee is set, so ask for the details in a demo or trial. If fee controls matter most, SmartMoving, Elromco and Chariot document them in more depth for movers, and Housecall Pro, Zuper and Square publish capped, credit-only surcharge tools.
Prices are the vendor-published figures we could find on October 12, 2026. Where a vendor hides its price, the table says so rather than repeating a third-party number.
| Rank | Platform | Starting price | Best for | Standout fee feature |
|---|---|---|---|---|
| 1 | QuoteIQ | From $29.99/mo · 14-day trial | Movers who want one estimate-to-paid workflow with a published price | Convenience fee on invoices that carries through duplicates, recurring invoices and QuickBooks sync |
| 2 | SmartMoving | Custom — contact sales | Moving and storage companies with several branches | Percentage fee on credit card payments, per-branch deposit toggle, per-payment waive |
| 3 | Elromco (MoveBoard) | $289/mo or $399/mo | Movers who want a percent-or-flat fee and a cash discount | Portal deposits carry the fee; admin-only waiver |
| 4 | Chariot | From $254/mo | Movers who want an automatic, itemized pass-through | Debit can be excluded; split payments handled |
| 5 | MoveitPro+ | $449/mo on a 12-month term (monthly billing) | Movers already dispatching with a digital bill of lading | “CC Processing Fee” applied on the digital BOL |
| 6 | Housecall Pro | $59–$329/mo | Home service shops that also run moves | 3% maximum surcharge with state caps; debit blocked |
| 7 | Zuper | $65–$105 per user/mo (billed annually per vendor) | Teams that want a customer-facing surcharge notice | Cap at the lower of 3% or your average cost; per-invoice toggle |
| 8 | QuickBooks Online | $38–$340/mo (list) | Movers whose bookkeeping already lives in QuickBooks | Surcharge on online invoice payments, on or off per invoice |
| 9 | Square Invoices | Free; $49; $149/mo | The smallest crews testing a card fee | Up to 3%, credit only (open beta) |
| 10 | Workiz | Custom — contact sales | Existing Workiz users | Account-wide “service fee” shown in the client portal |
| Platform | Fee built in? | How it is set | Debit control | Per-payment waiver | Deposits |
|---|---|---|---|---|---|
| QuoteIQ | Yes (convenience fee on invoices) | Not stated publicly | Not stated | Shown as waived when an invoice is paid short by exactly the fee | Not stated |
| SmartMoving | Yes | Percentage only | Applied to credit card payments; debit not documented | Yes (web app only) | Separate per-branch toggle |
| Elromco | Yes | Percent or flat; cash discount | Not stated | Yes (admins only) | Portal deposits carry it; office-charged off by default |
| Chariot | Yes | Automatic, itemized | Debit can be excluded | Per job, on request | Not covered |
| MoveitPro+ | Yes | Percentage, default 0.0% | Not stated | Not stated | Not stated |
| Housecall Pro | Yes (rollout unclear) | Global setting, 3% max | Debit blocked | Not documented (global setting) | Online-booking deposits covered |
| Zuper | Yes | Tiered percentage, capped | Debit and prepaid excluded | Per-invoice toggle | Quote deposits covered |
| QuickBooks Online | Yes (gradual rollout) | Rate set by QuickBooks | Debit and prepaid blocked | Per-invoice toggle | Not documented |
| Square Invoices | Yes (open beta) | Up to 3% | Credit only | Not stated | Not supported |
| Workiz | “Service fee” | Percentage of total | Not stated | No (account-wide) | Not stated |
“Not stated” means we found nothing in the vendor’s published pages, not that the feature is missing. Everything here comes from vendor documentation read on October 12, 2026, not from hands-on testing.
We’re QuoteIQ. We made this list. We also picked our own platform as #1 — here’s exactly why, with the trade-offs each tool brings to the table.
We started with about 20 tools that either serve moving companies or invoice with some form of card-fee feature, then scored the ones that publish enough to judge on five criteria:
On criteria two and three, SmartMoving, Elromco and Chariot document more than QuoteIQ does, and their entries say so. QuoteIQ is first because it trades that depth for a $29.99 entry price, a 14-day trial on every plan and a payment workflow that does not depend on one trade. If fee controls decide the purchase, read entries two through four alongside ours.
Sources were vendor pricing and help pages, the Federal Reserve, the Bureau of Labor Statistics, FMCSA, the FTC, Visa, Connecticut’s consumer protection department, and third-party listings such as Capterra and Trustpilot where noted. We did not test any product hands-on, and vendor pages sometimes disagree with each other. Where they do, the entry says which page said what.
“Volume without margin is just exhaustion at a larger scale.”
— Justin Rogers, Co-Founder of QuoteIQ
Card fees are a margin line. That is the reason to compare how tools handle them instead of treating the fee as a footnote.
QuoteIQ is a field service platform that already runs the money side of a moving job: estimate, deposit, invoice, payment and bookkeeping sync. Invoicing, card and ACH payments, Apple Pay, Google Pay and tips come with every plan, starting at $29.99 a month for one user. Payments run through QuoteIQ Payments (Whop for new subscribers, Stripe for older accounts). On Whop, identity verification and payouts must be set up before customers can pay online, so finish that before your first booking.
The deposit flow is the part movers tend to notice. A deposit paid on an estimate carries over to the invoice created from it, a partial payment marks the invoice Partially paid and keeps the rest of the balance due, and customers can pay from a link sent by text or email. You can set Net 15, 30, 60 or 90 terms for corporate relocations, turn on Accept Tips on Invoices so a crew tip rides along with the payment, and optionally require a signature before the payment step.
For card fees, QuoteIQ has a convenience fee on invoices. The product notes say the fee carries through when you duplicate an invoice, through recurring invoice subscriptions and through the QuickBooks sync, and that an invoice shows the fee as waived when it is paid short by exactly the fee amount. That is as far as we could confirm. QuoteIQ’s public pages do not say whether the fee is a percentage or a flat amount, whether debit is excluded, how deposits are treated, or what caps and state rules it enforces. We rank QuoteIQ first on the whole workflow, not on fee depth, so ask for those answers in a demo or trial and confirm which plan includes the fee before you rely on it.
Best for: Movers that want one tool for the estimate, the deposit, the final balance and the bookkeeping, at a price they can read on the pricing page.
Pros
Cons
“Flat-rate also removes the biggest conversion killer in home service, which is customer anxiety about an open-ended invoice.”
— Mike Vidan, Co-Founder of QuoteIQ
A surprise fee line on a final invoice is the same anxiety in a smaller package, which is why the fee should be set up front and shown plainly.
Watch Video → “What Is QuoteIQ?” on YouTube
Verdict: QuoteIQ is #1 because it pairs a complete estimate-to-paid workflow with a published entry price and a free trial on every plan. It is not #1 on fee depth. Test the fee on a real deposit and a real final balance during the trial, and have QuoteIQ confirm the details in writing.
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See also: QuoteIQ pricing · invoicing · online payments · QuickBooks integration
SmartMoving is built for moving and storage companies, and its card-fee setup is the most moving-specific in this list. The help center describes a “CC Fee” whose label you can edit, entered as a percentage (the examples use 2.9) and applied to credit card payments rather than ACH or cash. Sales tax on the fee can be switched on per branch, deposits have their own separate per-branch toggle, and a storage fee can be set per warehouse (typically 2.5% to 3.5%, per the same documentation). The fee is calculated on the payment plus any tip.
Staff can tick a per-payment “waive” checkbox when a customer should not be charged, though that option is documented for the web app only. The fee appears on the customer portal, receipts, the crew app and as an invoice line item, so the customer sees the same number everywhere. Estimates can be binding, non-binding or binding-not-to-exceed, and crews can take payments in the crew app, so the fee follows the money from the estimate to the doorstep.
SmartMoving does not publish dollar prices. Smart Growth lists 3 office users and 3 Crew App licenses, Smart Pro lists 10 and 50, and terms run 12, 24 or 36 months with no free trial that we could find. A $399-a-month figure appears on Capterra, but it is third-party, so we do not treat it as the vendor’s price. Payments run through Remedy Payments, whose published rates are 2.90% + 30¢ under $100,000 a month, interchange plus 0.35% above that, and 0.75% + 10¢ for ACH.
Best for: Moving and storage companies, especially multi-branch operators, that want fee settings tied to branches, warehouses and crew-side payments.
Pros
Cons
Verdict: If fee control and moving fit outrank everything else, SmartMoving is the deepest option here. It ranks second because you cannot see the price, the term is long and there is no trial to test the fee before you commit.
Vendor site: smartmoving.com
Elromco sells its MoveBoard software with published prices, which is rare among moving tools. Professional is $289 a month for 3 office users, unlimited crew and 500 texts; Enterprise is $399 for unlimited office users, multi-branch support and 1,000 texts. Billing is month-to-month with a 30-day refund guarantee, and there is no free trial. Card payments run through Authorize.net on your own merchant account, so the processing rate is whatever you negotiated.
A help article dated October 4, 2026 describes a configurable “Credit Card Fee” that can be a percentage or a flat amount, calculated tip-inclusive, alongside support for a cash discount. Deposits paid through the customer portal carry the fee. Deposits charged by office staff can carry it too, but that switch is off by default. Only admins can waive the fee on a payment, and a display setting shows the fee on the deposit page. Tips can be collected on the bill of lading at 10, 15, 20 or 25 percent, or a custom amount.
On the moving side, Elromco documents not-to-exceed pricing, toggles for binding, non-binding and flat-rate estimates, cubic-foot or pound pricing, an electronic bill of lading, a dispatch board, storage billing and claims. The help center is plain about one gap: “Nothing is sent to QuickBooks yet.”
Best for: Movers that want a percent-or-flat fee with a cash discount, a published monthly price and no long contract.
Pros
Cons
Verdict: Elromco is the best moving-specific value for fee flexibility, with a price you can read. It ranks third because it lacks QuickBooks sync and a trial, and because it says nothing about caps or debit.
Vendor site: elromco.com
Chariot’s help center describes the most hands-off pass-through in this list. An article dated October 22, 2025 says card payments carry an itemized charge of 3.0% + $0.30 per transaction, shown as a line on the payment page, with automatic pass-through as the recommended mode. The fee applies only to the card portion of a split payment, companies can exclude debit cards (and then absorb the fee on debit), a per-job waiver is enabled on request, and ACH is 1% capped at $10. The article closes with an attorney caution about state surcharge laws.
The article does not say how deposits or ACH payments are treated, and it describes Chariot’s own 3.0% + $0.30 rather than a rate you set. A fixed 30¢ on top of 3.0% works out to more than 3% on every payment, so ask Chariot how that squares with a 3% ceiling before you turn it on.
Chariot lists “starting at $254 a month,” billed quarterly or annually, with unlimited users, and the final quote needs a demo. A Zoftware listing says $254 per user, which conflicts with the vendor, so confirm the basis in the demo. On the moving side, Chariot documents a digital bill of lading, a crew app, scheduling, and estimates by weight, volume and mileage. Capterra shows 5.0 from 64 reviews, with cost and minor glitches the main complaints.
Best for: Movers that want the fee added automatically, itemized for the customer, with debit left out.
Pros
Cons
Verdict: Chariot is the right shape for an owner who wants the fee handled and does not want to tune settings. It ranks fourth because you cannot set your own rate, deposit handling is undocumented and the price needs a demo.
Vendor site: chariotmove.com
MoveitPro+ publishes a pricing page: $449, $404 or $365 a month on monthly billing for 12, 24 or 36-month terms, or $382, $343 and $310 when prepaid. That includes 2 office admins and 1 branch. Extra office users run $70 to $80, an extra branch is $50 and the Crew Pro App is $20 per user. A comparison page on the same site says pricing is a custom quote, and third-party figures of $135 to $150 a month circulate, so we do not print those.
Its card fee is a “CC Processing Fee,” a percentage that defaults to 0.0% and whose label you can edit (the example is “Convenience Fee”). It applies automatically when a customer chooses a credit card on the digital bill of lading. Documentation is thin: we found no cap, debit, state-law, waiver, deposit or ACH information, and two help articles disagree on where the percentage is set. The processor is not named on the vendor’s pages.
The moving side is stronger than the fee side: a digital bill of lading with e-signature, time-based pricing and dispatch. Complaints we found center on billing and cancellation disputes, which is worth asking about before signing a multi-year term.
Best for: Movers that already dispatch and sign bills of lading in MoveitPro+ and only need a simple percentage fee.
Pros
Cons
Verdict: MoveitPro+ is a solid moving operations tool with a bare-bones card fee. It ranks fifth because the fee is the least documented of the moving-native tools.
Vendor site: moveitpro.com
Housecall Pro does not market itself to movers, but its surcharge documentation is the most compliance-engineered in this list. A help article describes a 3% maximum, lower state caps where they apply (Oklahoma at 2%, for example), and a 0.50% fee charged to the business on surcharged credit transactions. It excludes Connecticut, Maine, Massachusetts, New York and Canada, and debit and prepaid cards cannot be surcharged. Apple Pay and Google Pay are disabled while the surcharge is on.
It is a global setting rather than a per-invoice choice, and the surcharge is disclosed at payment, not on the invoice you send. It covers online-booking deposits. The rollout is the open question: a press release from September 2 says the feature is available, while a September 14 industry report says a limited group has it, and the help article does not state which plans qualify.
On price, the pricing page lists Basic at $59 a month billed annually ($79 monthly) for one user, Essentials at $149 ($189) for five, and MAX at $299 ($329) for eight with extra users at $35. Card processing is listed at 2.59% for the reader, 2.99% for online invoices, 3.49% for manual or saved cards and 1% for ACH. Deposits on jobs and estimates, partial payments, progress invoicing, e-signatures on estimates and one-way QuickBooks Online sync are documented.
Best for: Shops that already run on Housecall Pro and want the most explicit guardrails (caps, debit blocked, excluded states) around a card fee.
Pros
Cons
Verdict: Housecall Pro is the best-guarded fee in the list for a shop that is already on it. It ranks sixth because it is not marketed to movers and the feature may not be live for you yet.
Vendor site: housecallpro.com
Head-to-head: QuoteIQ vs. Housecall Pro
Zuper is a field service platform whose documentation describes a surcharge through Zuper Pay, built with a partner called Yeeld. The rate is set in percentage tiers, capped at the lower of 3% or your average cost of accepting cards. Debit and prepaid cards are excluded. The documentation lists Connecticut, Maine and Massachusetts as prohibited, with restrictions in California, Mississippi and New York.
Control is finer than most: each invoice has its own toggle, the customer sees a “Surcharge Notice,” and automatic payments carry a 30-day notice. Quote deposits are covered. The pages are undated, so confirm they are current, and we could not verify any moving-specific features.
Zuper’s pricing page shows $65, $85 and $105 per user per month, and describes them as billed annually, while a third-party listing says monthly. Because the price is per user, seat count drives the bill, so ask whether crew members need seats.
Best for: Teams that want a customer-facing notice on every surcharged invoice and a cap tied to their actual acceptance cost.
Pros
Cons
Verdict: Zuper gives the most granular per-invoice control outside the moving-native tools. It ranks seventh because we could not confirm it is built for moves and the pricing basis is unclear.
Vendor site: zuper.co
QuickBooks Online is accounting software rather than move-day software, but plenty of moving companies already send their invoices from it, and Intuit publishes a moving-company invoice template guide. An official help article updated August 25, 2026 describes a surcharge feature that is rolling out gradually. QuickBooks sets the percentage, not you. Debit and prepaid cards are blocked, Connecticut, Maine, Massachusetts and Puerto Rico are prohibited (with conditional states listed), and the surcharge can be turned on or off per invoice.
It works only on online invoice payments, not in-person or manual ones, and the article does not say how deposits or partial payments behave. Older replies from Intuit staff in October 2025 said the feature was unavailable, so treat anything dated before mid-2026 as stale. Intuit lists invoice card payments at 2.99% and ACH at 1%, and QuickBooks supports e-signatures on estimates but not on invoices.
Because QuickBooks does not run crews, dispatch or bills of lading, it works best as the books behind another tool. QuoteIQ’s own QuickBooks integration sends invoices to QuickBooks Online on Pro, Elite and Max.
Best for: Movers whose bookkeeper lives in QuickBooks and who send simple, single-payment invoices.
Pros
Cons
Verdict: QuickBooks Online earns a spot for the books, not the move. It ranks eighth because you give up control of the rate and the feature may not have reached you.
Vendor site: quickbooks.intuit.com
Square Invoices is the cheapest way to try a card fee, with a free plan and Plus at $49 and Premium at $149 a month. Invoice card payments are listed at 3.3% + 30¢ on Free and 2.9% + 30¢ on Plus and Premium. The surcharge help article (undated) calls it an open beta: U.S. only, up to 3%, credit cards only (not ACH, debit or tips), with Connecticut, Maine, Massachusetts and Puerto Rico prohibited.
The limits matter for movers. On Invoices the surcharge works on the web only, and partial payments, payment schedules and mobile payments on Invoices are not supported for surcharging. That means deposits and milestone billing cannot carry the fee. A forum report from August 2026 also says invoices created through the API do not get it.
Square has no moving workflow of its own. It suits a one-truck operator who sends a single invoice at the end of the job.
Best for: The smallest crews testing a card fee on simple, one-payment invoices.
Pros
Cons
Verdict: Square Invoices is a low-cost way to learn what a card fee does to your payments. It ranks ninth because it cannot carry the fee on deposits, the single payment type a mover most needs it on.
Vendor site: squareup.com
Workiz lists moving among the industries it serves, which gives it a place in a moving list. A help article dated April 7, 2025 describes a “service fee”: a percentage of the total that applies account-wide, cannot be turned off for a single client, and appears in the client portal’s invoice and estimate summary. The article does not state a cap, debit handling, deposit behavior or which plan includes it.
Workiz prices are quote-only across Standard, Pro and Ultimate, and a 7-day trial is listed. Reviews are mixed in a way worth noticing: Trustpilot averages 1.4, while Capterra averages 4.4. Read both before you commit.
Best for: Existing Workiz users who want a flat account-wide service fee.
Pros
Cons
Verdict: Workiz closes the list because its fee is the least controllable: one account-wide setting. It is here for the shops that already use it and list moving as their industry.
Vendor site: workiz.com
Head-to-head: QuoteIQ vs. Workiz
A card fee is a pricing decision and a legal one. These are the checks that matter most for a moving company, drawn from the sources cited at the bottom of the page. This is general information, not legal advice.
One more practical check: a flat per-transaction add-on stacked on a percentage pushes the effective rate over its percentage, most of all on small payments. If a vendor’s rate includes a fixed amount, ask how it handles the ceiling.
Starting from about 20 tools, these did not make the ten. For most, we could not find a built-in card-fee feature to compare:
If a vendor on this list has documentation we missed, tell us and we will update the page.
Solo mover just starting out: QuoteIQ Essentials at $29.99 a month for one user. Deposits, pay links and tips are on every plan. Ask which plan carries the convenience fee and how it is set before you advertise it.
A two or three person crew: QuoteIQ Beginner at $99.99 a month for two users adds Mass Invoicing for billing several jobs at once. If the fee needs to be a flat amount or come with a cash discount, price Elromco’s $289 Professional plan against it.
Five to ten employees: QuoteIQ Pro at $199.99 for four users (extra users are $25 a month) adds the client portal and QuickBooks Online sync. Elromco’s $289 plan fits if you want the fee on portal deposits and a published price, and you can live without QuickBooks sync.
Ten to twenty employees: QuoteIQ Elite at $299.99 for ten users, or Max at $699.99 for twenty. If you want moving-specific estimating alongside the fee, SmartMoving or Elromco Enterprise at $399 document fee behavior on deposits and handle binding and not-to-exceed estimates; ask SmartMoving for a quote before you plan around it.
Twenty-plus employees or several branches: SmartMoving, whose fee tax and deposit toggles are set per branch and whose storage fee is set per warehouse.
Long-distance or storage-heavy operator: Chariot (estimates by weight, volume and mileage) or SmartMoving (per-warehouse storage fee). Both document the pieces those jobs need.
Owner who wants minimal setup: Chariot, because its pass-through is automatic and itemized. Confirm how deposits are handled first, since its documentation does not say.
“QuoteIQ has given me the easy way to keep track, Invoice and get paid by my customers.”
“So glad I found QuoteIQ I can now send estimates and invoices with links for payment with ease.”
“Barely ever have to chase anyone down for money anymore.”
None of these reviewers is a moving company. QuoteIQ’s review database has no moving-tagged reviews, so these three come from home service customers describing invoicing and getting paid, and their industries are not tagged.
QuoteIQ was co-founded by two people who spend their working lives on how service businesses price, invoice and keep their margin.
Mike Vidan is one of QuoteIQ’s two co-founders. He talks about pricing, markup and cash flow for service businesses to an audience of 580K+ YouTube subscribers.
Justin Rogers is QuoteIQ’s other co-founder. He talks about profit and pricing for contractors and service owners to 743K+ YouTube subscribers.
QuoteIQ ranks first on the whole estimate-to-paid workflow, from $29.99 a month with a 14-day free trial on every plan. It has a convenience fee on invoices, though its public pages do not detail how the fee is set. SmartMoving, Elromco and Chariot document fee controls in more depth for movers. See the QuoteIQ pricing page for plan details.
It depends on the state and the card network. Visa’s published requirements allow a surcharge on credit cards, capped at your cost of acceptance and never above 3%, with notice and disclosure rules. Connecticut’s consumer protection department says businesses may not collect a fee that raises the total cost because of the payment method, and Maine, Massachusetts and Puerto Rico appear as prohibited in several vendors’ lists. This is not legal advice; ask a lawyer where you operate.
Square Invoices has a free plan and a surcharge feature, but the surcharge is an open beta that works on the web only and cannot cover deposits, partial payments or payment schedules. QuoteIQ offers a 14-day free trial on every plan, and paid plans start at $29.99 a month.
Published prices run from free (Square Invoices) to $29.99–$699.99 a month (QuoteIQ), $289 or $399 (Elromco), from $254 (Chariot), $449 on a 12-month term (MoveitPro+), $59–$329 (Housecall Pro) and $38–$340 (QuickBooks Online). SmartMoving and Workiz do not publish prices, so we list them as “Custom — contact sales.”
QuoteIQ has a convenience fee on invoices that carries through duplicated invoices, recurring invoice subscriptions and QuickBooks sync, and shows as waived when an invoice is paid short by exactly the fee. Its public pages do not say whether the fee is a percentage or flat amount, how debit or deposits are handled, or which plan includes it, so ask in a demo or trial.
A surcharge adds a fee to card payments, a convenience fee is a charge tied to a payment channel, and a cash discount lowers the price for paying cash. Vendors use their own labels: SmartMoving calls it a “CC Fee,” Workiz a “service fee” and Elromco supports both a card fee and a cash discount. Card-network and state rules treat them differently, so confirm with your processor.
It depends on the tool. SmartMoving has a separate per-branch toggle for deposits, Elromco’s portal deposits carry the fee while office-charged deposits are off by default, Housecall Pro covers online-booking deposits, and Zuper covers quote deposits. Square cannot apply its surcharge to deposits or partial payments, and QuoteIQ, MoveitPro+ and Chariot do not document deposit handling.
Under Visa’s published rules a surcharge applies to credit cards, not debit. Housecall Pro, Zuper, QuickBooks Online and Square block or exclude debit in their documentation, SmartMoving applies its fee to credit card payments and Chariot lets a company exclude debit. QuoteIQ, Elromco, MoveitPro+ and Workiz do not state how debit is handled.
Connecticut, Maine, Massachusetts and Puerto Rico appear as prohibited in several vendors’ documentation. Housecall Pro also excludes New York, and Zuper lists California, Mississippi and New York as restricted. Vendor lists differ and laws change, so verify the rule where you operate. This is general information, not legal advice.
State it in writing before the move. FMCSA’s guidance says the mover must tell the customer at delivery which payment forms it accepts, and tells shippers to ask when they request an estimate. Visa’s rules also call for disclosure at the point of entry and the point of sale and a separate line on the receipt.
It varies. SmartMoving calculates its fee on the payment plus any tip, and Elromco’s fee is tip-inclusive. Square’s surcharge does not apply to tips. QuoteIQ has an Accept Tips on Invoices setting, but we found no documentation on whether the convenience fee touches the tip.
SmartMoving documents the most moving-specific controls: a percentage fee on credit card payments, optional tax per branch, a separate deposit toggle per branch, a per-warehouse storage fee and a per-payment waive option. Elromco adds a percent-or-flat fee and a cash discount, and Chariot offers an automatic, itemized pass-through with debit exclusion.
Housecall Pro documents a surcharge with a 3% maximum, lower state caps, debit and prepaid blocked and a 0.50% fee to the business. It is a global setting, excludes Connecticut, Maine, Massachusetts, New York and Canada, and its rollout status and plan eligibility are unclear, so confirm it is live on your account. It is not marketed to movers.
QuickBooks documented a surcharge feature in a help article updated August 25, 2026. It is rolling out gradually, QuickBooks sets the percentage, debit and prepaid cards are blocked and it can be toggled per invoice. It works on online invoice payments only, and the article does not describe deposits or partial payments.
A federal court granted preliminary approval on June 9, 2026. The proposed terms would let merchants surcharge some card payments and decline some higher-cost cards, but final approval was pending when we checked. Do not build a pricing policy on it until it is final, and re-check the status before you publish a fee.
Moving-specific tools such as SmartMoving, Elromco, Chariot and MoveitPro+ handle bills of lading, crew tools and moving-style estimates, and they document the fee in more depth. General tools such as QuoteIQ, Housecall Pro, QuickBooks and Square publish clearer prices and simpler invoicing. Choose by what costs you more: a clumsy move-day workflow or an opaque price.
Trusted by thousands of verified contractors · 4.7★ average rating · 4,103+ reviews on App Store + Google Play
QuoteIQ is #1 here because it combines a complete estimate-to-paid workflow, a price you can read and a free trial on every plan. Deposits carry from the estimate to the invoice, partial payments keep the balance open, pay links and tips travel with the invoice, and the convenience fee follows the invoice through duplicates, recurring invoices and QuickBooks sync. We also told you where it falls short: the fee’s details are not on our public pages. Ask us about them in a demo.
The runner-ups are real. SmartMoving documents the deepest moving-specific fee controls, Elromco gives you a percent-or-flat fee at a published price and Chariot handles the pass-through automatically. If one of those matches how you run moves, trial it or get the demo before you decide.
Card-fee rules are still moving: a court-approved settlement is pending, states differ, and vendors are rolling features out in stages. Pick a tool that documents what it does, lets you change the setting, and puts the fee in writing before moving day. QuoteIQ is built to keep the whole payment trail, from estimate to final balance, in one place as those rules settle.
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