Best Payment Processing Software for Mudjacking Businesses (2026)
Mudjacking jobs finish in an afternoon, but the money can take weeks if you leave with a promise instead of a payment. We ranked 6 payment platforms by how fast they get a concrete lifting crew paid on the driveway, with fees, deposits, and financing verified in September 2026.
QuoteIQ is the best payment processing software for mudjacking businesses in 2026 because its built-in Online Payments feature takes cards, ACH bank transfers, Apple Pay, and Google Pay on any invoice, collects deposits before the pump truck rolls, and offers Affirm, Klarna, and Afterpay consumer financing, bundled inside a complete field service platform on every plan from $29.99/month. Jobber publishes clear card rates (2.9% + 30¢) and offers Tap to Pay and instant payouts, but its software starts at $49/month billed monthly. Housecall Pro advertises card rates as low as 2.59% but starts at $79/month billed monthly. Square has a $0 plan but no mudjacking estimating or scheduling. QuickBooks Payments fits crews that live in their books, and Workiz fits phone-heavy dispatch offices.
TL;DR: Mudjacking is a same-day trade. You drill, pump, patch, and pull out of the driveway in a few hours, so the best payment tool is the one that gets the invoice paid before you leave. QuoteIQ takes Best All-in-One because Online Payments, Invoicing, Consumer Financing, and Invoice Subscriptions come on every plan, alongside estimates, scheduling, MapMeasure Pro (Beginner and up), and QuickBooks sync (Pro and up). Jobber is the best pick if you want Tap to Pay and instant payouts. Housecall Pro advertises the lowest card rate (as low as 2.59%). Square is the cheapest way to start taking cards. QuickBooks Payments suits accounting-first crews. Workiz suits phone-dispatch shops that want two financing lenders. Card-heavy customers matter: per the Federal Reserve’s 2026 Diary of Consumer Payment Choice, credit and debit cards made up two-thirds of all consumer payments. The O*NET / BLS profile for cement masons and concrete finishers puts the trade’s 2025 median wage at $27.41/hour.
The 2026 Winners by Category
Each tool below wins for a different kind of mudjacking or concrete lifting operation. Jump to the category that fits your crew.
QuoteIQ
From $29.99/mo, with online payments on every plan. Cards, ACH, Apple Pay, Google Pay, deposits, auto-pay, and Affirm/Klarna/Afterpay financing inside the same app you quote and schedule from.
Jobber
Core from $49/mo billed monthly. Published rates: 2.9% + 30¢ card, 2.7% + 30¢ Tap to Pay, 1% ACH. Instant payouts are available for an extra fee.
Housecall Pro
Basic from $79/mo billed monthly ($59/mo billed annually). Card processing “as low as 2.59%,” ACH at 1%, and free mobile check deposit. Financing through Wisetack.
Square
$0/mo Free plan. Invoice card payments at 3.3% + 30¢ on Free (2.9% + 30¢ on Plus). Good for taking cards on day one, but it isn’t a field service CRM.
QuickBooks Payments
2.99% invoice card, 1% ACH ($1 minimum), and 2.5% swiped, with payments posting straight into QuickBooks Online (from $38/mo list price).
Workiz
Pricing by request. Consumer financing through both Sunbit and Wisetack on all plans, plus a 7-day free trial. A fit for call-driven concrete leveling shops.
Why Payment Processing Matters for Mudjacking Businesses
Mudjacking, also called slabjacking or concrete lifting, is one of the fastest cash-cycle jobs in home services. The crew drills a pattern of holes in a sunken driveway, sidewalk, patio, or pool deck, pumps a cement-based slurry (or polyurethane foam, for foam-lifting crews) under the slab until it rises back to grade, then patches the holes and seals the joints. Most residential jobs start and finish on the same visit. That speed is a gift if you collect payment on the spot. If you leave with “I’ll mail you a check,” you’ve turned a same-day job into a 30-day receivable.
The customer base also skews toward cards and digital wallets. Per the Federal Reserve’s 2026 Diary of Consumer Payment Choice, consumers made an average of 47 payments a month, and credit and debit cards together were two-thirds of them. 38% of consumers now prefer credit in person, up from 24% in 2016. A homeowner standing on a freshly lifted driveway wants to tap a link on their phone and be done. QuoteIQ’s Online Payments sends a payable invoice link that accepts cards, ACH, Apple Pay, and Google Pay, and it’s on every plan.
Mudjacking also produces two job shapes that need different payment tools. Residential lifts (a sunken garage apron, a trip-hazard sidewalk, a settled porch step) are one-and-done tickets where on-site card payment wins. Larger jobs (whole driveways, pool decks, commercial sidewalks, warehouse floors, and HOA walkway programs) need deposits, partial payments, and Net 30 terms, and property managers often prefer ACH. A payment platform built for concrete lifting has to handle both without a second app.
Take a 2-rig mudjacking crew running 40 residential lifts a month at an illustrative $900 average ticket, or $36,000/month in billings. If 25% of those jobs are left for “I’ll pay when I get the invoice,” that’s 10 jobs, or $9,000 sitting in receivables at any time. At an illustrative 5% of mailed invoices that slip past 60 days or never get paid, that’s $450/month or $5,400/year in slow or lost revenue. Collecting on-site through a payable invoice link removes most of that exposure. QuoteIQ Essentials at $29.99/month includes online payments, so the software pays for itself if it saves a single mudjacking ticket a year.
The bigger argument is bundled versus standalone. A payment-only tool like Square or QuickBooks Payments collects the money, but you still need something to measure the slab, quote it, schedule the rig, text the customer, and chase the review. QuoteIQ puts MapMeasure Pro satellite measurement (Beginner and up), estimates, scheduling, Review Multiplier, and payments in one login. For concrete lifting crews that also do concrete work or foundation repair, that bundle keeps every ticket in one system.
How We Ranked Them
“Best” lists on the internet are mostly affiliate revenue sorted by commission rate. This list is sorted by what wins for mudjacking and concrete lifting contractors specifically. Every competitor price, processing rate, and plan name below was checked against the vendor’s own live pricing page in September 2026. Where a vendor doesn’t publish a number, we say so rather than guess.
The 6 ranking factors
- On-site collection speed. Can the crew lead send a payable invoice from the driveway and have the homeowner pay by card, ACH, Apple Pay, or Google Pay before the rig leaves?
- Deposit and partial-payment handling. Large lifts, pool decks, and commercial slabs need a deposit up front and a balance on completion. Tools that do both on one invoice win.
- Transparent processing costs. We favored vendors that publish their card and ACH rates. Where rates vary by account, we flag it.
- Consumer financing for big tickets. Whole-driveway lifts and void-fill work can run into the thousands. Built-in financing helps close those jobs without discounting.
- Commercial-ready billing. Property managers, HOAs, and facilities teams want ACH, Net terms, and clean records. Tools that also sync with QuickBooks score higher.
- Bundled vs. standalone. Does the payment tool also measure, quote, schedule, and follow up, or does it need a second or third app to run a mudjacking business?
6 Tools at a Glance (2026)
The fast version. Detailed reviews follow below. All pricing and rates were checked in September 2026 on each vendor’s live pricing page.
| Platform | Software Price | Online Card Rate | ACH Rate | Consumer Financing | Free Trial |
|---|---|---|---|---|---|
| QuoteIQ (Online Payments + Financing) | From $29.99/mo, all plans | Varies by account (shown in-app)* | Varies by account; lower than cards* | Affirm, Klarna, Afterpay on every plan | 14-day |
| Jobber | From $49/mo (Core, monthly) | 2.9% + 30¢ | 1% | Wisetack (3.9% per transaction) | 14-day |
| Housecall Pro | From $79/mo (Basic, monthly) | As low as 2.59% | 1% | Wisetack | 14-day |
| Square | $0/mo (Free plan) | 3.3% + 30¢ (Free) · 2.9% + 30¢ (Plus) | 1% ($1 min) | Not listed on pricing page | 30-day on Plus/Premium |
| QuickBooks Payments | QuickBooks Online from $38/mo | 2.99% | 1% ($1 min) | Not listed on rates page | 30-day (Simple Start) |
| Workiz | Request pricing | Not published | Not published on pricing page | Sunbit + Wisetack | 7-day |
*QuoteIQ doesn’t publish fixed processing percentages. Per its Online Payments page, exact rates vary by payment method, account configuration, and processor requirements, and there’s no monthly fee and no setup fee to turn payments on. Workiz pricing is quote-based. “Pricing not publicly available — contact vendor.” Jobber and Housecall Pro prices shown are month-to-month; both are lower when billed annually.
QuoteIQ — Best All-in-One Payment Processing for Mudjacking
Best for: Concrete lifting crews that want to measure, quote, schedule, and get paid in one app · Pricing: $29.99/mo (Essentials) and upQuoteIQ wins this list because payments aren’t a separate product bolted onto it. Its built-in Online Payments feature is included on every plan, from Essentials at $29.99/month through Max at $699/month. When the slab is back to grade and the holes are patched, the crew lead turns the estimate into an invoice in one tap and texts or emails the link. The homeowner pays on their own phone by Visa, Mastercard, Amex, Discover, ACH bank transfer, Apple Pay, or Google Pay, and can add a tip. If they hand over cash or a check, you record it against the invoice so the books stay clean.
For bigger lifts, QuoteIQ handles the deposit-and-balance pattern concrete work runs on. You can request a deposit on the approved estimate, take partial payments, and set Net 15, 30, 60, or 90 terms for commercial accounts. For whole-driveway lifts, pool-deck releveling, and void fills, Consumer Financing puts Affirm, Klarna, and Afterpay right in checkout on every plan. Per QuoteIQ, Affirm covers jobs up to $30,000, and the contractor is paid upfront (minus fees) while the provider carries the repayment risk. HOAs and property managers on recurring sidewalk trip-hazard programs can be billed automatically through Invoice Subscriptions, which charges a saved card on a weekly-to-annual cycle.
Pricing context: Essentials $29.99 (1 user), Beginner $74.99 (2 users), Pro $149.99 (4 users), Elite $299 (10 users), Max $699 (unlimited users). Online payments are on all five. QuoteIQ doesn’t publish a fixed processing percentage. Per its payments page, rates vary by payment method and account configuration, there’s no monthly fee or setup fee to turn payments on, and on a daily payout schedule funds typically arrive within about 2 business days. The honest gaps vs. Jobber and Housecall Pro: no published rate card to compare line by line, no dedicated card-reader hardware documented on its payments page, and no instant-payout option to match theirs. QuickBooks sync starts at Pro.
- Online Payments on every plan, starting at $29.99/mo
- Cards, ACH, Apple Pay, and Google Pay on one payable invoice link, plus cash and check recording
- Deposits, partial payments, tips, and Net 15/30/60/90 terms for commercial slab work
- Affirm, Klarna, and Afterpay consumer financing on every plan, including the trial
- Saved cards and auto-pay through Invoice Subscriptions for HOA and property-management programs
- Bundled with MapMeasure Pro (Beginner and up), estimates, scheduling, and Review Multiplier
- No monthly fee or setup fee to turn payments on
- No published fixed processing rate. You see your rates inside the platform.
- No dedicated card-reader hardware documented. In-field payments run through the invoice link.
- Payouts typically take about 2 business days, with no instant-payout option like Jobber or Housecall Pro
- QuickBooks sync and the Client Portal start at Pro ($149.99/mo)
- No mudjacking-specific material or pump-volume calculators built in
If you run a residential or small-commercial mudjacking business and want payments, deposits, financing, and the rest of the business in one subscription, QuoteIQ is the pick. Start on Essentials if you’re solo, or go to Pro when you want QuickBooks sync and a client portal. Choose differently if you need a physical card reader or same-day instant payouts (pick Jobber), or if you only want a payment terminal and nothing else (pick Square).
Review transparency note: QuoteIQ’s verified reviews database has no reviews tagged to the mudjacking or concrete lifting trade yet. The customer quotes on this page are genuine 5★ QuoteIQ reviews that specifically mention invoicing, online payments, and getting paid. They’re labeled by the reviewer’s actual business type, not presented as mudjacking-specific.
“My first customer was amazed at how professional it looked and how easy it was to pay you figured I would have to take a check or cash.”
Jobber Payments — Best for Tap to Pay and Instant Payouts
Best for: Crews that want a published rate card, tap-to-pay on the phone, and money in the bank the same day · Pricing: from $49/mo (Core, monthly)Jobber is a mature generalist field service platform, and Jobber Payments is one of the clearest payment offers in the category. Per Jobber’s live pricing page (September 2026), card payments cost 2.9% + 30¢, Tap to Pay costs 2.7% + 30¢, and bank (ACH) payments cost 1%. Instant payouts are available for an additional fee. For a mudjacking crew lead who wants to take a card by tapping it on their phone in the driveway and see the money land within minutes, that combination is hard to beat.
The software cost is the trade-off. On month-to-month billing, Core starts at $49/month for 1 user, Connect runs $139–$399/month (1–15 users), Grow runs $199–$499/month, and Plus runs $499–$699/month, with extra users at $29/month each. Annual commitments cut those prices substantially, including intro pricing on Core. Consumer financing runs through Wisetack: per Jobber’s financing page, customers can pay over 3 to 60 months at rates as low as 0%, and it costs the contractor 3.9% per transaction.
For mudjacking specifically, Jobber handles the on-site collection moment well, and its quoting and scheduling are solid for a generalist tool. It has no satellite measurement comparable to MapMeasure Pro, so you’ll still measure slabs in person or in a separate app. By the time a 2–5 person concrete lifting crew is on Connect or Grow, the monthly bill runs several times what QuoteIQ Essentials or Beginner costs for the same payment basics. Compare the full fee picture in QuoteIQ’s Jobber pricing breakdown.
- Published rate card: 2.9% + 30¢ card, 2.7% + 30¢ Tap to Pay, 1% ACH
- Tap to Pay for card-present payments on the job
- Instant payouts available (additional fee)
- Wisetack financing, 3 to 60 months
- Mature platform with a polished mobile app
- 14-day free trial
- Software starts at $49/mo billed monthly, $20 more than QuoteIQ Essentials
- Team plans climb fast: Grow up to $499/mo, Plus up to $699/mo (monthly)
- Extra users cost $29/mo each
- Wisetack financing costs you 3.9% per transaction
- No built-in satellite slab measurement
Pick Jobber if tap-to-pay on your phone and instant payouts matter more to you than software cost, and you’re happy measuring slabs by hand. If you want payments, financing, satellite measurement, and scheduling for less per month, QuoteIQ covers more for concrete lifting work.
Housecall Pro — Lowest Advertised Card Rate
Best for: Card-heavy residential lifting crews that want a low advertised rate and fast payouts · Pricing: from $79/mo (Basic, monthly) or $59/mo billed annuallyHousecall Pro is a well-known generalist FSM platform, and its payments pitch centers on price. Per Housecall Pro’s live pricing page (September 2026), card processing starts “as low as 2.59%,” ACH bank payments are 1%, and mobile check deposits are free. Per its payments feature page, Instapay instant payouts typically land in about 30 minutes, and standard card payouts take 2 business days. That’s a useful mix for a mudjacking crew that still gets handed paper checks by older homeowners.
Plan pricing: Basic is $79/month billed monthly or $59/month billed annually (1 user). Essentials is $189/month or $149/month annually (5 users). Max is $329/month or $299/month annually (8 users, $35/month per extra user). Consumer financing is listed as included on every plan and runs through Wisetack, at 0–35.9% APR depending on the customer’s credit, per Housecall Pro’s payments page. Note that “as low as” is the floor, not the rate every transaction gets, so confirm the rate for invoiced online card payments before you switch.
For concrete lifting, Housecall Pro is strong on the collection side and weaker on the estimating side. There’s no satellite slab measurement like MapMeasure Pro, and a 5-person crew on Essentials pays $189/month billed monthly, more than QuoteIQ Pro at $149.99, which adds QuickBooks sync, a client portal, and ClientHub business texting. If the lowest advertised card rate is your top criterion, Housecall Pro earns its place here.
- Card processing advertised as low as 2.59%
- ACH at 1% and free mobile check deposit
- Instapay instant payouts, typically about 30 minutes
- Wisetack consumer financing listed on every plan
- Mature platform with strong brand recognition
- 14-day free trial
- Basic starts at $79/mo billed monthly for 1 user
- “As low as 2.59%” is a floor. Confirm your rate for invoiced online card payments.
- Customer financing APR ranges 0–35.9% based on credit
- Max includes 8 users, with $35/mo per additional user
- No built-in satellite slab measurement
Pick Housecall Pro if the lowest advertised card rate and 30-minute payouts are your deciding factors and you’re comfortable paying more for the software. If you want the same payment basics plus satellite measuring and financing at a lower monthly cost, QuoteIQ is the stronger value for mudjacking.
Want to get paid before the rig leaves the driveway?
QuoteIQ puts online payments, deposits, auto-pay, and Affirm, Klarna, and Afterpay financing on every plan from $29.99/month, next to the estimating, satellite measuring, and scheduling tools mudjacking crews use every day.
Square Invoices — Best Free Starting Point
Best for: Brand-new, one-rig mudjacking operators who just need to take a card today · Pricing: $0/mo Free plan; Plus $49/mo; Premium $149/moSquare is the payment tool most first-year contractors already know. Per Square’s live invoice pricing page (September 2026), the Free plan costs $0/month and charges 3.3% + 30¢ on invoice card payments. The Plus plan ($49/month per location) and Premium plan ($149/month per location) drop that to 2.9% + 30¢. ACH invoice payments are 1% with a $1 minimum (capped at $10 on Plus and Premium). In-person card payments are 2.6% + 15¢ on Free, 2.5% + 15¢ on Plus, and 2.4% + 15¢ on Premium. Card-on-file and manually keyed payments are 3.5% + 15¢.
The low barrier to entry is real. A new mudjacking operator can take a card on a phone the same afternoon, with free next-business-day transfers to the bank. For a one-rig crew still finding its first 20 customers, that’s often enough. The Square pricing page is also unusually clear, which makes it easy to calculate your effective fee per lift.
Where Square falls short for concrete lifting is everything around the payment. It isn’t a field service CRM. There’s no slab measurement, no job-specific estimating with deposits tied to scheduling, and no automated review requests after a lift. Once you’re running multiple jobs a day, you’ll bolt on scheduling and quoting tools. The 3.3% + 30¢ Free-plan invoice rate is also among the highest online card rates on this list. That’s when a bundled platform like QuoteIQ, with estimates, scheduling, and payments in one place, starts to save more than it costs.
- $0/month Free plan
- Clear published rates for invoices, in-person, ACH, and keyed payments
- In-person card payments from 2.4% + 15¢ (Premium)
- ACH capped at $10 on Plus and Premium, good for large commercial lifts
- Free next-business-day transfers
- Familiar to customers and easy to set up
- Not a field service CRM, with no job scheduling or crew management built for contractors
- No slab measurement or mudjacking estimating workflow
- 3.3% + 30¢ invoice card rate on the Free plan
- Card-on-file and keyed payments cost 3.5% + 15¢
- Consumer financing isn’t listed on the invoice pricing page
Pick Square if you’re a brand-new, one-rig operator who needs to take a card this week and nothing more. Move to a bundled platform like QuoteIQ once you’re quoting, scheduling, and collecting on multiple lifts a day.
QuickBooks Payments — Best for Accounting-First Crews
Best for: Established concrete lifting companies whose office runs on QuickBooks Online · Pricing: QuickBooks Online from $38/mo list price + payment feesQuickBooks Payments is the payment layer inside QuickBooks Online. Per Intuit’s live payment-rates page (rates stated as accurate as of 09/18/2026), invoice card and digital wallet payments cost 2.99%, ACH bank transfers cost 1% with a $1 minimum, swiped or card-reader payments cost 2.5%, keyed card payments cost 3.5%, and instant deposit costs 1.75%. Payments post directly into your books, which removes a reconciliation step for the office manager.
The catch is that QuickBooks Payments needs a QuickBooks Online subscription. Per Intuit’s pricing page, list prices are Simple Start $38/month (1 user), Essentials $85/month (3 users), Plus $140/month (5 users), and Advanced $340/month (25 users), with a 50%-off introductory promotion for 3 months at the time of review. QuickBooks is accounting software, not a field service tool. It has no job scheduling built for crews, no satellite measurement, and no mudjacking estimate templates.
For concrete lifting companies, the practical setup is usually a field service platform in the truck and QuickBooks in the office. QuoteIQ supports that directly. Its QuickBooks integration (Pro, Elite, and Max) syncs invoices and payments so your bookkeeper sees every driveway lift without double entry. QuickBooks Payments alone makes the most sense for accounting-first businesses that invoice mostly commercial clients from the office rather than on-site.
- Published rates: 2.99% invoice card, 1% ACH, 2.5% swiped
- Payments land directly in QuickBooks Online books
- Instant deposit available (1.75%)
- Strong for commercial and property-management invoicing from the office
- Widely supported by bookkeepers and CPAs
- Requires a QuickBooks Online subscription (from $38/mo list price)
- Not a field service tool, with no crew scheduling or job dispatch
- No slab measurement or mudjacking estimating workflow
- Keyed card payments cost 3.5%
- Consumer financing isn’t listed on the payment-rates page
Pick QuickBooks Payments if your office lives in QuickBooks and most of your billing is commercial and sent from a desk. For crews collecting on residential driveways, pair a field tool like QuoteIQ Pro with QuickBooks sync instead.
Workiz Pay — Best for Phone-Dispatch Offices
Best for: Call-driven concrete leveling shops with a dispatcher who want two financing lenders · Pricing: request pricingWorkiz is a field service platform built around the phone line. It’s popular with dispatch-heavy trades where most jobs start with an inbound call. Its payments product, Workiz Pay, lets techs collect in the field and from invoices. A distinguishing detail for bigger concrete lifting tickets: per Workiz’s live pricing page (September 2026), consumer financing is listed on all plans with two named providers, Sunbit and Wisetack. Two lenders can mean a better chance of approving a homeowner on a large lift.
Pricing transparency is the weak spot. Workiz lists its Standard, Pro, and Ultimate plans as “Request pricing,” so software cost is not publicly available. Contact the vendor. We also couldn’t verify a published card processing rate on Workiz’s pricing or Workiz Pay pages. The free trial is 7 days, shorter than the 14 days QuoteIQ, Jobber, and Housecall Pro offer. You’ll want to test the whole quote-to-payment flow on a real lift inside that window.
For mudjacking, Workiz fits shops where an office dispatcher books lifts from phone calls and the crew collects on-site. It’s less compelling for owner-operators who quote from satellite imagery and want published, predictable costs. There, QuoteIQ with MapMeasure Pro and Virtual Call Team AI call answering covers the phone and the payment side with published plan prices.
- Consumer financing through two providers (Sunbit and Wisetack) on all plans
- Built around phone-driven dispatch workflows
- In-field and invoice payments through Workiz Pay
- Full field service platform, not just a payment terminal
- Free trial available
- Pricing not publicly available (request-only)
- Card processing rate not published on pricing or Workiz Pay pages
- 7-day free trial, the shortest among the field service platforms here
- No built-in satellite slab measurement
Pick Workiz if you run a dispatcher-led concrete leveling office and want two financing lenders available at checkout. If you want published pricing, a longer trial, and satellite measuring bundled with payments, QuoteIQ is the more predictable choice.
Which Tool Wins for Your Mudjacking Business?
Three scenarios drawn from how concrete lifting companies actually run in 2026. Each one ends with an honest recommendation, and not all of them recommend QuoteIQ.
Owner-operator, one rig, residential driveways
Solo mudjacker running one trailer rig, mostly sunken garage aprons, sidewalks, and patio slabs. Quotes from photos and a site visit, finishes most lifts in a single visit, and currently leaves about a quarter of jobs with a “send me the bill.”
The pain: Money trickles in for weeks after the work is done, and measuring every slab in person eats half the day.
→ Recommendation: QuoteIQ Beginner ($74.99/mo). Online payments on the driveway, MapMeasure Pro for remote slab measurement, and Affirm/Klarna/Afterpay financing for whole-driveway lifts.Three-crew lifting company with a lot of card-present payments
Established concrete leveling company with three rigs, mostly residential, where crew leads prefer to tap a customer’s card on their phone and the owner wants cash in the bank the same day to cover material and fuel.
The pain: They need card-present Tap to Pay and instant payouts more than bundled estimating features, and they already measure every job in person.
→ Recommendation: Jobber (Connect or Grow). Published 2.7% + 30¢ Tap to Pay rate and instant payouts for an extra fee. Worth the higher software cost for this workflow.Commercial slab-lifting contractor billing property managers
Company lifting warehouse floors, retail sidewalks, and HOA walkways. Most invoices go to property managers on Net 30, paid by ACH, and the office manager already runs everything through QuickBooks Online.
The pain: Clean books and low-cost ACH matter more than on-site card collection.
→ Recommendation: QuoteIQ Pro ($149.99/mo) with QuickBooks sync, or QuickBooks Payments alone if the office handles everything from a desk. ACH at 1% ($1 min) on QuickBooks.The Real ROI of Payment Processing for Mudjacking
These are the numbers a mudjacking owner should run before picking any tool on this list. The job volumes and ticket sizes below are illustrative assumptions. Plug in your own.
The cost of leaving without payment: A crew running 40 residential lifts a month at an illustrative $900 average ticket bills $36,000/month. If 10 of those lifts are left to “pay when the invoice comes,” that’s $9,000 in open receivables at any time, and every week of delay is fuel, slurry, and payroll you’ve fronted. Collecting on-site through a payable invoice link turns a 30-day receivable into same-day revenue.
Card vs. ACH on big tickets: Using Jobber’s published rates as a benchmark, a $4,500 commercial sidewalk lift paid by card at 2.9% + 30¢ costs $130.80 in fees. The same invoice paid by ACH at 1% costs $45. Steering commercial and large residential customers to ACH saves about $85 per job. QuoteIQ’s Online Payments page notes ACH carries significantly lower fees than cards on its platform too. Per the Federal Reserve’s 2026 payments diary, 4 in 5 consumers still used cash in the prior 30 days, so recording cash and check against the invoice matters as well.
Financing on the biggest jobs: A $6,000 whole-driveway lift is a harder yes than a $600 step repair. Offering Affirm, Klarna, or Afterpay at checkout lets the homeowner split it into installments while you’re paid upfront (minus fees). If financing closes just 2 extra large lifts a month at that illustrative ticket, that’s $12,000/month in added revenue. QuoteIQ includes Consumer Financing on Essentials at $29.99/month.
Your numbers will shift with ticket size and customer mix, but the structure holds. For a concrete lifting business, payment software pays off in three ways: collecting before you leave, steering big invoices to low-cost ACH, and financing the jobs homeowners would otherwise postpone. Standalone tools like Square and QuickBooks Payments cover the first two. A bundled platform like QuoteIQ covers all three and also measures, quotes, and schedules the lift, which is where the time savings compound. Per the O*NET / BLS occupational profile, the U.S. employed 206,700 cement masons and concrete finishers in 2024, and every hour a crew lead spends chasing payments is an hour not spent lifting slabs.
How Payment Processing Works in Practice
The full quote-to-paid workflow inside QuoteIQ using the Online Payments feature, from a sunken-slab inquiry to money in the bank.
Measure & quote
Measure the slab with MapMeasure Pro (Beginner and up) or on-site, then send an estimate with an optional deposit request.
Customer approves
The homeowner or property manager approves online and pays the deposit by card, ACH, Apple Pay, Google Pay, or financing.
Lift the slab
The crew drills, pumps, and patches. Add job photos and mark the work complete in the app.
Collect on-site
Convert to an invoice in one tap and text the pay link. The customer pays the balance before the rig leaves.
Get paid & follow up
Funds typically arrive in about 2 business days. The payment syncs to QuickBooks on Pro and up, and a review request goes out.
QuoteIQ Pricing — Online Payments Included on Every Plan
Every plan includes invoicing, online payments (cards, ACH, Apple Pay, Google Pay), deposits, auto-pay subscriptions, and Affirm, Klarna, and Afterpay consumer financing. Per-transaction processing fees apply and vary by account. Pro adds QuickBooks sync, the Client Portal, and ClientHub business texting, which is why it’s the most popular plan for mudjacking crews. 14-day free trial on every plan.
Annual billing saves 2 months on every plan. See the full pricing page →
Frequently Asked Questions
For most mudjacking businesses in 2026, QuoteIQ is the best payment processing software. Its built-in Online Payments feature accepts cards, ACH, Apple Pay, and Google Pay on every invoice, supports deposits and partial payments, and includes Affirm, Klarna, and Afterpay consumer financing, all on every plan from $29.99/month next to estimates, scheduling, and MapMeasure Pro. Jobber is the best alternative if you want Tap to Pay (2.7% + 30¢) and instant payouts. Housecall Pro advertises the lowest card rate, as low as 2.59%. Square is the cheapest way to start, and QuickBooks Payments suits accounting-first commercial crews. Card payments dominate consumer spending: per the Federal Reserve’s 2026 Diary of Consumer Payment Choice, credit and debit cards made up two-thirds of all payments.
The fastest way is to send a payable invoice link before the crew packs up. In QuoteIQ, the crew lead converts the approved estimate into an invoice in one tap and texts or emails it. The homeowner pays on their own phone by credit or debit card, ACH bank transfer, Apple Pay, or Google Pay, and can add a tip. If the customer pays with cash or a check, you record it against the invoice so reporting stays accurate. On Pro and up, ClientHub lets you text from a dedicated business number, and QuickBooks sync posts the payment to your books. Tools like Jobber and Housecall Pro also offer card-present Tap to Pay on the tech’s phone. Per the Federal Reserve’s 2026 payments diary, 4 in 5 consumers still used cash recently, so recording cash matters too.
For most mudjacking businesses, QuoteIQ is the better value, and Jobber is better for two specific needs. QuoteIQ puts online payments, deposits, auto-pay subscriptions, and Affirm, Klarna, and Afterpay financing on every plan from $29.99/month, plus MapMeasure Pro satellite measurement from $74.99/month. Jobber starts at $49/month for Core billed monthly, and team plans run up to $699/month. Jobber wins if you need card-present Tap to Pay (2.7% + 30¢) or instant payouts, which QuoteIQ doesn’t match. Jobber also publishes a fixed rate card (2.9% + 30¢ card, 1% ACH), while QuoteIQ shows your rates in-app because they vary by account. Jobber’s Wisetack financing costs the contractor 3.9% per transaction. See the full cost comparison in QuoteIQ’s Jobber pricing breakdown. A 14-day free trial is available on every QuoteIQ plan.
Payment processing software for mudjacking businesses has two costs: the software subscription and per-transaction fees. QuoteIQ includes Online Payments on every plan, starting at $29.99/month on Essentials, with no monthly or setup fee to turn payments on. Processing fees vary by account and appear in the app. QuoteIQ plans run $29.99, $74.99, $149.99, $299, and $699/month. Jobber starts at $49/month (Core, monthly) and charges 2.9% + 30¢ per card payment and 1% for ACH. Housecall Pro starts at $79/month billed monthly and advertises card rates as low as 2.59%. Square has a $0 plan with invoice card payments at 3.3% + 30¢. QuickBooks Payments charges 2.99% for invoice cards and 1% for ACH on top of a QuickBooks Online plan from $38/month. Workiz pricing is available by request. A 14-day free trial is available on every QuoteIQ plan, and a credit or debit card is required to start the trial.
Yes. With QuoteIQ, homeowners can finance a concrete lifting job at checkout through Affirm, Klarna, or Afterpay. Consumer Financing is included on every plan from Essentials at $29.99/month, including the free trial, with no dealer application for the contractor. Per QuoteIQ, Affirm covers jobs up to $30,000 with Pay-in-4 or monthly installments up to 36 months, and Afterpay covers a typical $1–$4,000 range in four interest-free payments over six weeks. You’re paid upfront (minus fees) and the provider carries repayment risk. That’s useful for whole-driveway lifts, pool decks, and larger void-fill jobs. Among competitors, Jobber and Housecall Pro offer Wisetack financing, and Workiz lists Sunbit and Wisetack. Financing works best alongside a clear estimate and online checkout.
Online Payments is how customers pay any individual invoice, by card, ACH, Apple Pay, or Google Pay through a payable link, with deposits, partial payments, and tips. Invoice Subscriptions is recurring billing: a saved card is charged automatically on a schedule from weekly to annual. For mudjacking, Online Payments covers one-time residential lifts, and Invoice Subscriptions fits recurring work such as an HOA trip-hazard program, a property manager’s quarterly sidewalk inspection and releveling, or a commercial maintenance agreement. Both are included on every QuoteIQ plan. Recurring auto-pay reduces the time your office spends chasing commercial accounts, and on Pro and up the Client Portal gives property managers one place to view and pay their invoices. Commercial clients often prefer ACH, which the Federal Reserve’s payments research tracks alongside card use.
Payment processing software reduces late payments by collecting at the moment the job is done and automating follow-up on anything that’s still open. In QuoteIQ, you can require a deposit on the approved estimate, collect the balance on-site through Online Payments, and send automated payment reminders on a schedule you set by hour, day, week, or month. For commercial accounts, invoicing supports Net 15, 30, 60, and 90 terms, and ACH makes large payments cheaper for both sides. Financing through Affirm, Klarna, and Afterpay removes the “I’ll pay you next month” objection on big lifts. After payment, Review Multiplier can ask for a Google review. Concrete work is a steady trade: per O*NET’s BLS-based profile, 14,300 cement mason and concrete finisher openings are projected from 2024 to 2034, so tight cash flow is a competitive edge.
Yes. QuoteIQ handles both residential and commercial mudjacking payments. For residential lifts (garage aprons, sidewalks, patios, porch steps, pool decks), Online Payments lets homeowners pay on-site by card, ACH, Apple Pay, or Google Pay, and Consumer Financing helps close larger driveway jobs. For commercial work (warehouse floors, retail sidewalks, HOA walkways), invoicing supports deposits, partial payments, and Net 30–90 terms, Invoice Subscriptions automates recurring programs, and Pro ($149.99/month) adds QuickBooks sync and a Client Portal. Crews that also pour or repair concrete can run that work in the same account. See QuoteIQ for concrete contractors and foundation repair. The honest gap: QuoteIQ doesn’t document card-reader hardware or instant payouts. A 14-day free trial is available, and a credit or debit card is required to start the trial. The American Concrete Institute is a good technical resource for slab work.
Lift the slab. Get paid on the driveway. Move to the next job.
QuoteIQ bundles online payments, deposits, auto-pay, and Affirm, Klarna, and Afterpay financing with the estimating, satellite measuring, and scheduling tools mudjacking contractors need, on every plan from $29.99/month.
Watch: What is QuoteIQ? (3-minute overview)
A short walkthrough of how QuoteIQ replaces the stack of disconnected tools most concrete lifting and home service contractors use to run their business.
Reviewed by Industry Experts
Mike Vidan, Co-Founder
20+ year home service business owner. Built one of the largest pressure washing and home service contractor audiences on YouTube, teaching contractors how to price, collect, and scale service work, including exterior concrete services.
Read full bio →Justin Rogers, Co-Founder
Serial entrepreneur and founder of the ForeverSelfEmployed brand. Built one of the most-watched YouTube channels in the home service industry, sharing real-world strategies for running profitable service businesses.
Read full bio →Real Customer Reviews on Getting Paid — 4.7★ across 4,100+ verified reviews
“It’s invoice, estimate, and online payment features are a huge deal and easy to set up and use.”
“Easy to send invoices and payment collections!”
“This is the easiest, most intuitive way I’ve found to send professional quotes and invoices to your customers and get paid!”
